Investing Game - Time Machine

What if you could see your future, and change it?

The Time Machine is a funny, realistic life simulator and money game about getting rich the smart way. Start at 22 with $500 and a tiny apartment. Every choice you make about jobs, spending, debt and investing shapes the life you will have at 65. Tock, a clockwork robot from the future, shows you where your habits are taking you, so you can escape the rat race before it is too late.

It plays like a life simulator, a business tycoon game and a stock market game in one, with real money lessons in every choice.

🕰️ SEE YOUR FUTURE
Open the Time Machine any time to compare 3 possible futures: keep your current habits, think like the rich, or live for the lifestyle. Watch your net worth chart change as you learn.

💼 WORK, SKILLS & SIDE HUSTLES
Start as a dishwasher or cashier, learn skilled trades, earn licenses and certificates, ask for raises and climb toward better jobs. Every working day builds experience.

🏪 BUSINESS TYCOON
Open a coffee cart, T-shirt shop, repair service, bakery or app studio. Set prices, choose quality, hire staff, test locations and build a business that earns while you are away, then sell it for a profit.

📈 INVESTING GAME & STOCK MARKET
Buy and sell index funds, bonds, growth stocks, a risky meme coin and rental property. Live through bull markets, market crashes and recoveries. Learn compound interest, passive income and why panic selling hurts, all with pretend money.

🧠 MINDSET ACADEMY
18 short comic lessons teach the money mindset of rich people. Each lesson unlocks real tools: Money Jars, a Safety Net, smart debt payoff, business upgrades and better investing options.

🐀 ESCAPE THE RAT RACE
Credit card debt at 28% interest, tempting new phones, get-rich-quick scams, layoffs, emergencies and friends who show off. Budget well, stay calm in a stock market crash, and step off the rat race wheel for good.

🏆 WIN FINANCIAL FREEDOM
Reach financial freedom when your passive income pays for your whole life. Earn a Life Score from D to S and beat your best lives in the Hall of Fame.

✨ ALSO
- Personal finance and cash flow lessons hidden inside a fun simulation game
- 21 languages, automatically in your phone's language
- Plays offline, no account needed
- Optional VIP: fast speeds, unlimited Time Fuel and no ads

Made for anyone who loves life simulator games and money games and wants to learn financial literacy, budgeting and investing for beginners without risking real money. All prices, companies and characters are fictional. This is an educational game, not financial advice.

Previously named RatRace Club.

Recent changes:
RatRace Club is now THE TIME MACHINE! 🕰️
- New life sim: start at 22 with $500, build a rich life
- 18 comic Mindset lessons that unlock new tools
- Jobs, trades, businesses, investing, crashes, scams
- See 3 possible futures in the Time Machine
- Reach Financial Freedom, top the Hall of Fame
- 21 languages, follows your phone (🌐 to change)
- Plays offline. VIP: fast speeds, unlimited fuel, no ads
Note: chat, friends and online rooms have been retired.