KharchaDekh: Expense Tracker

Take control of your personal finance with KharchaDekh, the secure, automated on-device expense tracker and budget planner. Parse transaction SMS notifications locally and log manual cash entries without sharing private bank details or connecting to external servers.

★ AUTOMATED EXPENSE LOGGING (OFFLINE SMS PARSING)
• Instantly reads incoming bank and utility SMS alerts on your device.
• Uses a local regex parsing engine to extract transaction amounts, debit/credit statuses, and merchant names.
• Operates 100% offline—no data ever leaves your phone.

★ SMART GROCERY LISTS & Aisles BUDGETING
• Build draft checklists for weekly shopping without impacting your main budget ledger.
• Estimate purchase prices using historical lookups from past expense logs.
• Monitor running totals dynamically with visual budget progress indicators (Green/Yellow/Red status banners).
• Settle lists instantly to post totals to the ledger and carry forward unbought items.

★ FLEXIBLE BUDGET PLANNER & TARGETS
• Configure custom spending categories (SIP/Investments, Home Maintenance, Credit Cards, etc.).
• Set monthly spending thresholds and savings goals.
• Access clean dashboards displaying itemized breakdowns of monthly cycles.

★ DETAILED TRANSACTION DETAILS
• Tag entries with precise detail sub-categories (FD/Savings interest, Mutual Funds, Home/Vehicle rent).
• Display clean, itemized list layouts under daily and calendar breakdowns.

★ 100% SECURE & LOCAL BACKUPS
• Protect financial logs with system-backed local backups via Android Storage Access Framework (SAF).
• Full database connections are reset before backups, preventing data corruption or stale log writes.
• No logins, no internet required, and zero tracking.

Recent changes:
✨ What's New in KharchaDekh v2.0.0.1 (Build 26):
📅 Upcoming Bills: Track Rent, EMI & recurring bills with mark-as-paid status & due dates.
💡 Dynamic Insights: Real-time Safe-to-Spend run rate, timeline category breakdowns & 100% normalized payment stats.
📊 Category Budget Summary: Live progress bar of declared vs actual spending.
📈 Trend Analysis: Pinpoint monthly outflows with interactive charts.
⚡ Offline-first stability & UI performance enhancements.