We want Canadians to be able to travel more, retire sooner, and live richer lives.
Join the tens of thousands of Canadians who are using KOHO to spend smarter, save quicker, and restore financial balance. No fees. Instant Updates. Real humans answering your questions.
KOHO is a no-fee reloadable card and integrated app that sends you real-time insights into your spending. As a user you earn instant 0.5% cash back on all purchases, and benefit from one of the lowest foreign transaction fees in the industry —1.5%— when you travel.
Using KOHO doesn’t affect your credit score, and your money is held by Peoples Trust, a federally recognized financial institution.
With KOHO you can set a savings goal and then let us automate your daily contributions. We’ve also introduced RoundUps so that with every purchase you can choose to round-up to the nearest $1, $5, or $10 and save bit by bit without needing to think about it.
At KOHO we don't make money off you, we make money on the interchange fees that merchants are already paying. By showing you instantly where your money is going, KOHO helps you take control of it (without skimming any off the top).
Sign up in minutes and receive a new KOHO Visa card within 10 days.
We have the sweetest user support team in the world (probably). Reach out to us in-app or by email at [email protected]
*** Featured in NASDAQ, The Globe and Mail, CBC, TechCrunch, and Financial Post
*** KOHO users have been able to reduce monthly spending by 15% and save an average of $550 in 3 weeks