Loan amount: from ₹1,000 to ₹100,000 Loan Tenure: 91 days to 365 days
Interest rate: Dependent on loan tenure and customer’s risk profile. The maximum interest rate is 29.95% per annum.
Example: If the loan amount is ₹10,000 and the interest rate is 29.95% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows:
Interest = ₹10,000 x 29.95%/365 x 91 = ₹ 747
Kreditzy is an Instant Personal Loan Platform for Indian mobile users. Kreditzy fulfills customers’ financial needs 24x7 completely online. The application process comprises of minimal documentation and can be completed in approximately 10 minutes. The approved loan amount is immediately transferred to the applicant’s bank account.
Get fair and affordable online loans in a fast and convenient way on Kreditzy - Indian Instant Personal Loan App.
1. No credit history required.
2. 100% paperless and digital process on mobile.
3. 24x7 access to loans.
4. Directly disbursed to your bank account.
5. Can be accessed Pan India.
6. Convenience of payment through various methods.
Benefits & Risks:
1. Get access to higher amounts & tenures as you repay on time.
2. As compliance requirement your payment behaviour is shared with credit rating agencies; based on that your credit score may change.
1. Indian Resident.
2. Above 21 years old.
3. Source of monthly income above ₹17,000.
How to get started:
1. Install the Kreditzy app from the Playstore.
2. Register to create new account.
3. Fill out your basic information, then submit the application.
4. The final eligibility will be shown in the app and SMS will be sent post approval.
5. Select the loan product you find suitable.
6. E-sign the loan agreement.
7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent.
All the transactions are secured via a 128-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
Customer Service Email: [email protected]
Customer Service No: 8044292500
Kreditzy, 4th floor, Mereside Heights, 123, Swamy Vivekananda Rd, Sakshi Nagar, Pai Layout, Krishnarajapura, Bengaluru, Karnataka, India – 560016