Kubi Rupee-Credit Line

Kubi Rupee – Flexible Revolving Credit Line
Kubi Rupee is a revolving credit platform designed to provide eligible users with convenient access to an approved credit line. Once your account is approved, you can use your available credit when needed and manage repayments based on the terms provided for your account.
Instead of applying again whenever you need access to your credit line, you can use your available limit according to your account conditions. As used amounts are repaid, your available credit may be restored, giving you continued access to your revolving credit line.
💳 Access Credit When You Need It
Eligible users may receive an approved credit limit based on the applicable assessment. You can choose how much of your available credit to use, rather than taking the entire limit at once.
🔄 A Credit Line You Can Reuse
Kubi Rupee provides a revolving credit experience. When an amount you have used is repaid successfully, the corresponding credit availability may be restored, subject to your account status and applicable terms.
📊 Know the Terms Before You Use
Before confirming a credit request, you can view important information associated with the transaction, including the amount used, applicable interest rate, repayment duration, and estimated repayment amount.
🆓 Interest Applies to Used Credit
Your unused credit availability does not accrue interest. Interest is calculated on the amount you actually use, in accordance with the terms applicable to your account.
🔐 Designed With Account Security in Mind
Kubi Rupee uses security practices such as encrypted data transmission, access controls, account monitoring, and security checks to help safeguard your account information.
💰 Credit Line Details
- Credit limit: INR 10,000 – INR 200,000
- Usage period: 90 – 365 days
- Maximum daily interest rate: 0.05%
- Maximum APR: 18.25%
The credit amount, applicable interest rate, repayment period, and other conditions may vary according to your eligibility, assessment results, and account status.
🧮 Example of Credit Cost
For example, if INR 10,000 is used for 120 days at a daily interest rate of 0.05%:
INR 10,000 × 0.05% × 120 = INR 600 interest
Estimated repayment amount: INR 10,600.
This example is provided for illustration only. Your actual repayment amount will depend on the amount used and the specific terms applicable to your account. Where permitted, repaying earlier may reduce the total interest charged.
📋 General Eligibility
To use Kubi Rupee's credit services, applicants generally need to:
- Be at least 18 years old
- Provide the required identification information
- Complete the applicable eligibility assessment
- Satisfy the relevant credit criteria
Approval and the available credit limit are determined based on the applicable assessment and account conditions.
📞 Customer Support
If you have questions regarding your credit line, account, credit usage, or repayment, our customer support team is available to assist you.
Email: tech.packagingdepot@gmail.com
Address: PLOT NO 18 TO 23, BLOCK NO 290, R S NO 265-266, PIPODARA, MANGROL, Surat - 394110, India (IN)

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