Loan & EMI Calculator

Got a loan in mind but the numbers aren't adding up? Loan & EMI Calculator turns any borrowing into a clear picture in under 10 seconds.

Enter the amount, the annual rate and the term — the monthly payment, total cost and total interest appear instantly.

🔢 WHAT YOU CALCULATE IN ONE STEP

1. Exact monthly payment (principal + interest)
2. Total interest over the full term
3. Total cost of the loan
4. Full month-by-month amortisation schedule
5. Impact of early repayment on interest saved

🏠 EVERY LOAN TYPE

• Mortgage calculator / home loan
• Car loan / auto loan calculator
• Personal loan EMI calculator
• Consumer credit
• Refinancing: compare your old rate against the new one

📊 KEY FEATURES

• Fixed rate and variable rate (ARM)
• Total interest vs principal — visual chart
• Full amortisation schedule: each month, the capital share and the interest share
• Reverse calculation: enter your target monthly payment, find the borrowable amount
• Early repayment simulation: how much do you save by paying extra each month?
• Side-by-side comparison of two loan offers
• Share your result as text

👤 WHO IT'S FOR

For the home buyer who wants to know what they can really afford before signing.
For the car buyer comparing three dealership finance offers.
For the person consolidating debt who needs a manageable monthly payment.
For the property investor calculating net cash flow after the mortgage.

🆚 WHY NOT THE OTHERS

Most calculators give you one number and stop there. Loan & EMI Calculator shows the full month-by-month table, lets you simulate early repayment, and compares two scenarios simultaneously — no sign-up, no subscription, no wasted time.

✅ SIMPLE, FAST, RELIABLE

• No account required
• No internet connection needed — works offline
• Instant results
• Clean interface, readable in 5 seconds
• Available in 30 languages

Whether it's a £5,000 loan or a £500,000 mortgage, the same clarity in 3 fields to fill in.


MORE WAYS TO USE IT

• A mortgage calculator app: enter the home price, down payment, interest rate and term to see the exact monthly payment.
• Car loan calculator: compare financing options side by side — 48, 60 and 72 month terms with total interest shown.
• Personal loan EMI calculator: enter principal, annual rate and months to get the exact equated monthly instalment.
• Loan amortisation schedule: see every month's principal and interest split from first payment to last.
• Refinancing calculator: compare your current rate against a new offer and see the interest saved over the term.
• 100% offline loan calculator: no account, no bank data, no internet — all calculations stay on your device.

Recent changes:
Already bought Pro? It stays yours for life, with nothing more to pay.

The app is now translated into 30 languages instead of 9.

Pro is now a weekly subscription starting with a 7-day free trial. Ads keep showing during the trial; once the subscription is active, they are removed. Cancel any time in Google Play.