Loan & EMI Calculator is a finance app developed by Mobilia Apps.
Download Statistics
Loan & EMI Calculator has been downloaded 0 times. In the last 30 days, the app was downloaded 1 times.
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App Information
Loan & EMI Calculator is FREE to download. The APK download size is 5.11 MB. The latest version available is 1.7. The last update was on September 29, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play since September 2026.
Description
A lender quotes you "just 8% flat". Your friend's bank quotes 13% reducing. The flat one sounds cheaper. It usually is not — and the gap is not small.
Loan & EMI Calculator shows you both, side by side, on your own numbers.
FLAT VERSUS REDUCING, CONVERTED PROPERLY • Enter a flat rate and see the reducing-balance rate it actually equals • The conversion is the real one, not a rule of thumb • This is the single most useful thing this app does, and it is free
YOUR INSTALMENT, AND WHERE IT GOES • EMI from principal, rate and tenure • Full amortisation schedule — every instalment split into interest and principal • Total interest over the life of the loan, stated plainly • See the month your loan turns: the first instalment that repays more principal than it pays in interest, highlighted in the schedule
PREPAYMENT: THE TWO QUESTIONS PEOPLE ACTUALLY ASK • Pay a lump sum and keep the instalment — how many months does it cut? • Pay a lump sum and keep the tenure — how much does the instalment drop? • Both modes, with the interest saved shown for each
COMPARE TWO LOANS BEFORE YOU SIGN • Put two offers for the same amount side by side • Different rate, different tenure: see the instalment and the total interest of each • The cheaper monthly payment and the cheaper loan are often not the same one
ISLAMIC FINANCE STRUCTURES • Murabaha, Ijara and Diminishing Musharaka, each calculated on its own terms • Not a conventional loan relabelled — the profit and rent structures are modelled as they are actually written
SAVE THE ONES THAT MATTER • Keep a loan with a name and notes and reopen it later • Useful when you are comparing offers over a week, not an afternoon
WORKS WHERE YOU ARE • 152 currencies • 12 languages • No account, no login — the loans you save stay on your phone • The ads and anonymous crash reports use the internet
FREE AND PREMIUM Every calculator is free and unlimited. Free keeps three saved loans; premium removes that limit and the ads — monthly, yearly, or a one-time lifetime purchase.
ARITHMETIC, NOT ADVICE This app does the maths on the figures you type in. It does not recommend a loan, does not tell you what you can afford, is not a lender, and is not financial advice. Fees, insurance, processing charges and tax treatment vary by lender and by country — confirm the final figure with the institution before you sign anything.
Enter your numbers. See what the loan really costs.
Recent changes: • Your Premium purchase is found automatically when the app opens, including after a reinstall or on a new phone. • The Premium screen shows your active plan straight away. • Ads now wait for your privacy choice before they load.
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