Loan Reckoner

Loan Reckoner is a prepayment calculator for Indian loans. It shows how extra payments change your payoff date, total interest and monthly outflow - before you commit.

Built for Indian loans:
- Rupee amounts with lakh grouping
- Reducing-balance EMI maths
- Month-by-month repayment schedule
- English first, Hindi underneath on every screen except sign-in

WHAT YOU CAN DO
- Enter outstanding loan, annual interest rate and months left.
- Add an extra amount every month, a one-time prepayment, or both.
- See interest saved, months cut and your new payoff month.
- Open the schedule for the new plan, or switch back to the old one.
- Compare old and new plans side by side.
- Save plans on your phone and revisit or delete them whenever you want.

PRIVATE BY DESIGN
- Calculator inputs and saved plans stay on your device.
- No contacts, SMS, camera or location access.
- No ads and no in-app purchases.
- Sign-in uses your mobile number and a one-time code.

HOW IT WORKS
1. Sign in with your mobile number.
2. Enter your loan and any extra payment.
3. Check the savings, schedule and comparison.
4. Save the plan locally if you want to keep it.

IMPORTANT
Loan Reckoner is a calculator, not a lender, broker or credit provider. It does not offer loans and does not guarantee approval or savings. Figures are estimates using the reducing-balance method. Your lender's terms, fees, rate changes and rounding may differ. Always confirm with your lender before making a prepayment.

Privacy policy: https://sites.google.com/view/loan-reckoner
Delete account: https://www.loanreckoner.com/delete.html
Support: BriggmanVito5699@hotmail.com

Recent changes:
Loan Reckoner