Loan Tracker & EMI Calculator

Loan Tracker & EMI Calculator helps you calculate EMI, track all your loans, plan prepayments, and compare loan options — in one simple offline app built for India.

Whether you have a home loan, personal loan, car loan, or education loan running right now — this app helps you stay on top of every payment, understand your interest, and plan smarter.

CALCULATE EMI INSTANTLY

Enter loan amount, interest rate, and tenure to get your monthly EMI, total interest payable, and total payment amount. Results appear instantly — no internet needed.

Supported loan types: Home loan, personal loan, car loan, education loan, business loan, gold loan, and any custom loan.

TRACK ALL YOUR LOANS IN ONE PLACE

Save multiple loans on your device dashboard. See your outstanding balance, paid amount, remaining tenure, and upcoming EMI dates — all in one screen. Your loan data stays on your device only.

PLAN PREPAYMENTS — SAVE ON INTEREST

See exactly how much interest and time you can save by making extra payments. Enter any prepayment amount and the app instantly recalculates your new tenure and total interest saved. One of the most useful features for anyone with a running home loan or personal loan.

COMPARE TWO LOAN OPTIONS

Side-by-side comparison of two loan scenarios — different amounts, rates, or tenures. See which option saves more before you decide.

AMORTIZATION SCHEDULE

Full month-by-month breakdown of principal paid, interest paid, and remaining balance. Understand exactly where your money goes every month.

AI LOAN INSIGHTS

Get general loan planning suggestions based on your inputs. Helps you think through your repayment strategy. Usage limits apply on free version.

CHARTS & PDF EXPORT

Visual pie chart showing principal vs interest split. Export your full loan report as a PDF to save or share with family or your financial advisor.

HINDI & ENGLISH SUPPORT

Full app available in both Hindi and English. Switch anytime from settings.

DARK MODE & THEMES

Light, dark, and system-based theme options for comfortable use.

PRIVACY & DATA

All loan data you save is stored locally on your device only. The app uses Google AdMob for ads, Firebase for crash reporting and analytics, and Google Play Billing for optional subscriptions. If you use AI features, your loan inputs are sent to process your request only. No personal data is sold or shared with third parties. Full details in our Privacy Policy.

PREMIUM — OPTIONAL

An optional subscription unlocks higher AI usage limits and an ad-reduced experience. Manage or cancel anytime in Google Play subscription settings. Subscription renews automatically unless cancelled at least 24 hours before renewal date.

FREE VERSION

Core calculator and loan tracking features are fully free to use.

DISCLAIMER

This app is a financial planning and calculation tool only. It is not a bank, lender, or financial advisor. All results are estimates for planning purposes and may differ from your lender's actual terms. Always verify your EMI and payment details with your lender before making financial decisions. AI-generated suggestions are general in nature and not professional financial advice.

Download Loan Tracker & EMI Calculator and take full control of your loan repayments today.

Recent changes:
- Improved EMI calculator with loan tracking features
- Better performance and bug fixes
- Enhanced UI for smoother experience