Loan Tracker

LoanTracker is a simple, private way to keep track of money lent between family and friends.

It is a record-keeping tool. LoanTracker does not lend money, does not arrange credit, and no funds ever move through the app. It simply keeps an accurate, shared record of a loan that two people have already agreed on between themselves.

WHY IT EXISTS
Lending money to family or a friend is easy. Remembering what was agreed — the amount, the interest, what has been paid back, what is still owed — is where things get awkward. LoanTracker keeps one shared record both people can see, so nobody has to rely on memory or an old text message.

HOW IT WORKS
• Create a loan and send it to the other person
• They confirm the terms before it becomes active — both sides agree, in writing
• Record payments as they happen; the other party confirms each one
• See the amortization schedule, remaining balance, and what is due next
• Get email reminders before a payment is due, and if one becomes overdue

FEATURES
• Two-party confirmation on loans, payments, and any change to terms
• Full amortization schedule with interest breakdown
• Payment history both parties can see
• Email reminders for upcoming and overdue payments
• Find people by username or email, or invite them by email if they are not on LoanTracker yet
• Clear overdue indicators so nothing gets quietly forgotten

PRIVACY
Your loans are visible only to you and the other party. There are no ads, no trackers, and your data is never sold or shared. All traffic is encrypted.

LoanTracker is built for informal lending between people who trust each other, and want a clear shared record so it stays that way.

Recent changes:
First public release of Loan Tracker. Track loans between you and someone else, with both sides confirming every payment, plus recurring bills and shared rent. Get reminders before payments are due, and push notifications when something changes.