LoanMitra: Money

Plan your month and explore the numbers with LoanMitra: Money, a manual money planner and financial calculator for Indian rupees.

Keep income, fixed expenses, expected repayments and planned savings together. Explore calculation scenarios, adjust your monthly allocation and review the difference before saving.

YOUR MONTH AT A GLANCE
View your monthly plan, remaining allocation, saved calculations and savings goals from one overview. All planning amounts are entered by you; they are not live bank balances.

EMI CALCULATOR
Enter an amount, annual interest rate and term to estimate your monthly instalment, total interest and total repayment. Review the instalment breakdown, including principal, interest and remaining balance.

COMPARE LOAN TERMS
Keep the same amount and interest rate, change the term, and compare the estimated instalments and total costs side by side. Save a scenario to revisit or adjust later.

ONE-TIME PREPAYMENT ESTIMATE
Enter an outstanding amount and an extra payment to estimate a shorter remaining term while keeping the regular monthly instalment unchanged. This model does not include prepayment fees or penalties.

MONTHLY PLANNER
Record planned income, add fixed expenses and expected repayments, and set a savings allocation. See how edits change the remaining amount before saving a monthly plan.

SAVINGS GOALS AND RECORDS
Create named savings goals and manually update the amounts you have recorded as saved. Revisit previous entries and category budgets from Profile. Calculations and plans are saved on your device.

IMPORTANT INFORMATION
LoanMitra: Money is a calculation and manual planning tool. This release does not provide or arrange loans, accept loan applications, connect users with lenders, process repayments or hold users' money. Recording an expected repayment or savings amount does not move any money.

Results are estimates based on the values you enter, a fixed annual interest rate and monthly repayments. Fees, taxes, insurance and penalties are not included. Rounding can change the final instalment. Actual lender calculations and terms may differ.