LoanX - Loan & EMI Calculator

LoanX is a simple and professional loan planning app designed to help you understand loan affordability, estimated eligibility, EMI, interest and repayment before making a financial decision.

Whether you are planning a personal loan, car loan, business loan or want to understand your monthly repayment, LoanX provides easy-to-use tools in one place.

PERSONAL LOAN PLANNER

Start with the LoanX Personal Loan Planner to understand your estimated loan eligibility and repayment affordability.

Enter the required details and review useful estimates such as:
• Estimated loan eligibility
• Monthly EMI
• Interest calculation
• Repayment planning
• Loan affordability

Eligibility shown by LoanX is an estimate for planning purposes and does not represent guaranteed loan approval.

LOAN CALCULATORS

LoanX includes dedicated calculators for:

• Personal Loan Eligibility & EMI
• Mortgage Loan Calculator
• Car Loan Calculator
• Business Loan Calculator

These tools help you estimate repayment amounts and understand the financial impact of a loan before making a borrowing decision.

CALCULATION EXAMPLE

Example for planning purposes:

Loan Amount: ₹1,00,000
Interest Rate: 12% per annum
Loan Tenure: 12 months

Estimated Monthly EMI: ₹8,885
Estimated Total Repayment: ₹1,06,619
Estimated Total Interest: ₹6,619

This example uses a standard reducing-balance EMI calculation and is provided only to demonstrate how LoanX calculator results may be displayed.

The figures above are illustrative estimates only. They do not represent an actual loan offer, approval, sanctioned amount, APR or terms from any bank, NBFC or other lender.

Actual interest rates, APR, processing fees, taxes, repayment tenure, eligibility and other loan terms may vary according to the concerned regulated lender's policies and assessment criteria.

INVESTMENT & SAVINGS TOOLS

Plan your savings and investments with:

• Fixed Deposit (FD) Calculator
• Recurring Deposit (RD) Calculator
• SIP Calculator
• Public Provident Fund (PPF) Calculator
• Post Office MIS Calculator
• Simple Interest Calculator

EVERYDAY FINANCIAL TOOLS

LoanX also includes useful financial utilities such as:

• Currency Converter
• GST Calculator
• VAT Calculator
• Inflation Calculator
• Discount Calculator

CALCULATION HISTORY

Your calculation history makes it easier to review previous estimates without entering the same information repeatedly.

SIMPLE & PROFESSIONAL EXPERIENCE

LoanX is designed with a clean loan-focused interface so that EMI, eligibility and other financial calculations remain easy to understand.

The app provides:
• Easy navigation
• Fast calculations
• Clear result screens
• Loan-focused planning tools
• Multiple financial calculators
• Calculation history
• Optional ads-free experience where available

IMPORTANT INFORMATION

LoanX provides financial calculators, informational tools and estimated results for planning and educational purposes.

Loan eligibility results are estimates only. Actual loan eligibility, sanctioned amount, interest rate, APR, fees, tenure and approval depend on the policies and assessment criteria of the concerned regulated lender.

LoanX does not guarantee loan approval.

LoanX is not representing the illustrative calculation example above as an actual credit offer or guaranteed loan product.

Users should carefully review the Key Fact Statement, interest rate, APR, processing charges, applicable taxes, late-payment charges, repayment schedule and all other terms provided by the lender before accepting any credit product.

Please use LoanX to understand your finances, compare repayment estimates and make more informed borrowing decisions.

Recent changes:
Bug Fixes