MAJORITY: Mobile banking

Send money home, open a US account with no SSN, and build credit, all in the MAJORITY mobile banking app built for internationals.

Open an FDIC-insured account and get a Visa® debit card with just your passport or government-issued ID, no SSN required. Make international money transfers at competitive exchange rates, build your credit history, top up phones back home, and call internationally.

Why members choose MAJORITY
Open a US account with no SSN, just a passport or ID
FDIC-insured account through Axiom Bank, N.A., no minimum deposit
Visa debit card with cashback and no foreign transaction fees
Send money home at competitive exchange rates
Build credit with the MAJORITY Visa® Secured Credit Card
Get paid up to 2 days early with direct deposit
Deposit checks in the app
Mobile top-ups and data bundles
International calling to 20+ countries
Support in English and Spanish

Send money home
Send money at competitive exchange rates. Choose bank transfer, cash pickup, or mobile wallet. Send money to Mexico, Colombia, Venezuela, Guatemala, Nicaragua, Honduras, Ecuador, the Dominican Republic, Brazil, Nigeria, the Philippines, India, and more than 30 countries.

Build credit
Build your credit history with the MAJORITY Visa® Secured Credit Card. No SSN and no credit history required to apply. Pay on time and use your Credit Boosts to raise your credit limit over time. Your activity is reported to the major credit bureaus, so responsible use can help you build credit.

Mobile top-ups and international calling
Recharge phones around the world, including Mexico, Cuba, Venezuela, and more. Call Mexico, Colombia, Spain, Canada, and 20+ countries, no internet required.

Try MAJORITY free for 30 days, then keep every benefit for $6.99/month.

For more information, including our Privacy Policy, visit https://majority.com.

The MAJORITY app facilitates banking services through, and the MAJORITY Visa® debit card is issued by, Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The funds deposited in the account held at Axiom Bank, N.A., Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Since your credit history is reported to major credit bureaus, it can help build/rebuild your credit if used responsibly. Other factors, such as late payments or delinquencies with your other accounts or loans, may adversely impact your credit. There is no guarantee regarding any impact on your credit score. Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement. Qualification for the MAJORITY Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements, having a Majority account in good standing, and establishment of a security interest. Criteria are subject to change.

Eligibility to access the remote check deposit feature in the MAJORITY App will be determined at the discretion of Majority and its partners based on a variety of risk-based factors.

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

MAJORITY, PO Box 370356, Miami, FL 33137
© 2026 MAJORITY USA, LLC. All rights reserved.

Recent changes:
General bug fixes and improvements.