Marqoom: Khata – Type or Speak

Marqoom (مرقوم) is the simplest digital khata (credit ledger) for shops, businesses, committees and home accounts. It works in English, Urdu, Hindi, Bengali, Arabic, Punjabi and Pashto.

SPEAK OR TYPE
• Say "Gave Ahmed 500" or "علی سے دو ہزار ملے" and the name, amount and gave/got are filled in for you
• The full sentence you spoke is saved in the entry details
• Or type, with a built-in calculator (+ − × ÷) in the amount box

KHATA (CREDIT BOOK)
• Customers, suppliers and personal khata, with a photo for each customer
• Add a customer straight from your phone contacts
• You Gave / You Got entries with notes, dates, due dates and receipt photos
• Bring your customers and balances from another app with an Excel / CSV file

GET PAID FASTER
• WhatsApp payment reminder in one tap, with your JazzCash, bank or wallet details included
• Optional weekly reminder that lists who still owes you
• Make bills and share them as PDF or image
• Statement as a clean image or PDF, text message, SMS or Excel (CSV) file

CASH BOOK
• Daily income and expenses with categories, cash in hand and a monthly summary

COMMITTEE (BC)
• Track who paid each month and who received the committee, and remind pending members

PRIVATE AND SAFE
• No sign-up, no OTP, works without internet
• Your data stays on your phone, protected by PIN or fingerprint lock
• Backup file, plus automatic Google backup so your khata comes back on a new phone
• Several businesses in one app, 22 currencies, dark mode
• Only a small banner ad, never full-screen ads. Remove ads with a one-time purchase.

Recent changes:
New: Google Drive backup. Keep your khata, customer photos and receipts safe in your own Google Drive, backed up automatically every day. Get everything back on a new phone with the same Google account.