Masarifi: Expense & Budget App

Masarifi is an all-in-one expense tracker, budget planner, money manager, and debt tracker designed to help you track daily spending, manage your monthly salary, and build stronger savings habits. Record personal, family, or business finance offline without creating an account, and turn everyday transactions into clear charts, PDF reports, and actionable cash flow insights.

Whether you need a fast daily expense log, a monthly budget calculator, an IOU debt & loan manager, or a shared group bill splitter, Masarifi gives you full financial clarity in just 3 taps.

✨ KEY FEATURES OF MASARIFI:

1️⃣ Fast Daily Expense & Income Tracker
• Log expenses, income, or account transfers in seconds with the built-in calculator keypad (+, -, ×, ÷).
• Smart on-device AI icon detector automatically suggests icons as you create categories.
• Add notes, custom dates, and filter or search your entire transaction history instantly.

2️⃣ Practical Monthly Budget Planner
• Set custom monthly budgets for dining, groceries, bills, rent, travel, and household spending.
• Monitor real-time budget progress bars and remaining spending allowances.
• Customize your financial month start day to align with your payday or salary cycle.

3️⃣ Debt, Loan & IOU Repayment Tracker
• Track money you owe ("I Owe") and money owed to you ("Owes Me") in a dedicated debt dashboard.
• Manage borrower/lender profiles, set due dates, and track multi-currency loans.
• Log partial or full repayments with a complete repayment timeline linked directly to your wallet balance.

4️⃣ Multi-Account Wallet & Shared Group Expenses
• Manage separate cash wallets, bank accounts, and digital wallets with opening balances and double-entry transfers.
• Create shared expense groups online to split bills, rent, or travel costs with friends, roommates, and family, and record settlements easily.

5️⃣ Recurring Bills, Reminders & Savings Streaks
• Automate recurring expenses and income (subscriptions, utilities, rent, salary) on daily, weekly, monthly, or yearly schedules.
• Stay consistent with smart daily check-in reminders, no-spend day logging, and streak tracking.

6️⃣ Visual Analytics, PDF/CSV Export & Cloud Sync
• Explore interactive category donut charts, cash flow comparisons, and monthly spending trends.
• Export clean PDF financial summaries and CSV spreadsheets anytime.
• 100% local-first offline privacy with optional Google Cloud backup, restore, and multi-device sync.
• Supports global and regional currencies (USD, EUR, GBP, EGP, SAR, AED, KWD, and custom symbols).

Download Masarifi today—your complete personal finance manager, offline expense tracker, budget app, and debt organizer!

Recent changes:

✨ What’s new

Manage loans & debts with repayment tracking 💳
Easily delete categories 🗂️
Improved light theme and user experience ☀️
Faster performance and better stability 🚀
Minor fixes and improvements 🛠️