MaukaLine - Credit Assistant

With MaukaLine : Flexible Credit, dependable revolving credit is close at hand: complete one uncomplicated application, receive a prompt decision, and reach funds at the moment you need them. Branch journeys and stacks of paperwork are not part of that process.
Clear figures disclose every charge before a withdrawal is confirmed. Choose when to repay, clear the balance ahead of schedule without a penalty, and have your limit reinstated immediately upon receipt of payment for whatever comes next.
Key Features
Your Credit Picture in One Place
A tidy, clearly arranged dashboard brings together your approved limit, real-time utilisation tracking, and billing history for you to monitor and review.
Draw from Your Limit on Demand
Whenever required, take any share of the limit already approved for you. That credit is instantly accessible without delays or obstacles.
Know Every Cost Before Confirming
Before confirmation, the full set of rates, fees, and conditions is plainly displayed. The amount presented is exactly the amount payable, with no charges concealed in small print.
Unused Credit Costs Nothing
Maintaining the credit line costs zero. Only a withdrawal starts interest, which is worked out each day on the precise sum borrowed.
Layered Protection at All Hours
With end-to-end encryption and multiple authentication layers, your personal and financial data remain protected continuously and exclusively yours.
Credit Line Details
• Credit Line Range: INR 3,000 – INR 50,000
• Minimum Loan Term: 91 days
• Daily Usage Rate: up to 0.065% per day
• Maximum Annualized Rate (APR): up to 23.73%
Repaying the unpaid balance automatically reinstates the entire approved limit for immediate reuse, provided your account standing at that point permits it.
Cost Illustration
For illustration, the following draw traces daily-rate interest accumulating across a typical period of use.
• Amount Drawn: INR 10,000
• Daily Rate: 0.065%
• Usage Period: 100 days
Cost Breakdown
INR 10,000 × 0.065% × 100 days = INR 650
Total Repayment: INR 10,650
The balance still unpaid forms the basis of each day's interest. A lower withdrawal, an earlier settlement, or partial repayments can each bring down the eventual cost.
Eligibility Requirements
• Be at least 18 years of age
Entering a credit agreement requires legal adulthood as defined by Indian law.
• Hold a valid government-issued ID document
To establish identity, provide a current credential issued by Indian authorities that can be verified, such as Aadhaar, PAN, Passport, or an equivalent document.
• Pass MaukaLine : Flexible Credit's eligibility assessment
Before the line becomes accessible, a fast, automated and unbiased assessment establishes whether your profile satisfies our credit standards.
Customer Support
Help remains available throughout the journey, starting with your application and continuing to the last repayment. A real team member with product knowledge reads each message and provides a prompt response every time.
Customer service email: support@maukaline.com

Recent changes:
Your Moment, Funded