Mera Kharcha AI Expense Manage

Take control of your everyday spending with Mera Kharcha — a smart expense manager designed to make tracking money simple.

Add expenses by speaking, ask AI questions about your spending, keep track of bills, connect with family members and manage your money from one place.

No complicated spreadsheets. No need to type every little expense.

ADD EXPENSES BY VOICE

Spent money on food, shopping, travel or anything else?

Just speak naturally.

Say things like:

“Spent 500 on groceries today”

“Paid 1200 for electricity yesterday”

“Spent 20 dollars on lunch”

Mera Kharcha understands your expense and adds it for you.

Voice expense entry makes it easy to record spending while you are walking, travelling or busy with something else.

ASK AI ABOUT YOUR MONEY

Instead of searching through transactions yourself, simply ask.

For example:

• How much did I spend this month?
• How much did I spend on food?
• What did I spend the most money on?
• Show my expenses from last week
• How much did I spend while travelling?

Mera Kharcha helps turn your expense history into simple answers you can understand.

TRACK DAILY EXPENSES

Record cash, card, bank, wallet and other payments in one place.

Organise expenses into categories and see where your money is going over time.

Review daily, weekly and monthly spending whenever you need it.

BILL & PAYMENT REMINDERS

Never rely only on memory for important payments.

Create reminders for:

• Rent
• Credit card bills
• Loans
• Subscriptions
• Utilities
• Insurance
• School fees
• Other recurring payments

Get reminded before payments are due.

FAMILY EXPENSE MANAGEMENT

Connect family members and manage shared finances more easily.

Keep track of household spending and understand expenses across your family from one place.

Useful for couples, families, parents and anyone managing shared expenses.

SPLIT EXPENSES

Going on a trip? Sharing rent? Paying for dinner with friends?

Create shared expenses, record who paid and keep track of how much each person owes.

AUTOMATIC SMS PAYMENT TRACKING WITH MERA SMS

Want automatic transaction tracking?

Mera Kharcha can work with our companion app, Mera SMS.

Mera SMS is a full SMS messaging app that can be used as your phone's default SMS app.

When Mera Kharcha and Mera SMS are connected using the same Google account, supported transaction messages detected by Mera SMS can be used to help track payments in Mera Kharcha.

This feature is optional. You can use Mera Kharcha normally without installing Mera SMS.

MANAGE MONEY YOUR WAY

Use Mera Kharcha as your:

• Expense tracker
• Money manager
• Spending tracker
• Budget companion
• Voice expense tracker
• AI money assistant
• Bill reminder
• Family expense manager
• Split expense tracker

Whether you want to quickly record what you spent, understand your monthly expenses or manage money with your family, Mera Kharcha keeps everything simple.

Download Mera Kharcha and start managing your expenses your way.