Moneda: AI Investing

Moneda is where AI does the research and you make the call. Ask Moneda AI, the agent, about a stock or about your own portfolio. It reads company filings and market data and shows you where every number comes from. You also get the case for and against. Once you have decided, you can invest without leaving the app.

The agent won't tell you what to buy or sell. Nothing happens until you approve it with your passkey.

Research
- Ask in plain words: "Is this company's debt a problem?" or "Why did the stock drop today?"
- A source behind every number, so you can check it yourself
- Search across company filings and earnings-call transcripts
- Earnings summaries when the companies you follow report
- A stock screener, or describe an idea and let the agent find candidates
- A daily briefing on your portfolio and the market

Your portfolio
- Build an illustrative portfolio from a goal and track it
- Import portfolios you hold elsewhere and have the agent analyse them
- See how it would have held up in past crashes, and compare it with gold or an index

Investing
- US-listed stocks and ETFs, including fractional shares
- Crypto
- Commission-free trades every month, depending on your plan
- Stocks are tokenized: you hold a token that tracks the share price, not the share itself, and no voting rights

Self-custody
Moneda is self-custodial. Your money sits in your own account and only you can move it. You sign in and approve with a passkey, using your face or fingerprint.

Use it with other AI tools
Moneda MCP connects your Moneda account to the AI tools you already use, with the permissions you set. Payments are still approved in the app.

Plans
Standard is free. Premium and Ultra add more AI usage and more commission-free trades.

Moneda AI runs on Numa 1, Moneda's financial AI model. Moneda provides information, not investment advice. Investing involves risk, and you can lose money.

Questions? Help Centre > Talk to Support, in the app.

Terms of Use: https://moneda.com/terms

Recent changes:
• A new notification centre: your notifications are grouped, and you can reply to messages from Moneda.
• Briefings in the app now match the daily email, and you can tap into each part.
• A refreshed Daily Briefing email built around your portfolio.
• Other fixes and improvements.