Monthly Bill Tracker & Planner

Monthly Bill Tracker & Planner is the bill reminder and bill calendar that keeps every due date, subscription and payment on one calm screen. Get a reminder before each bill is due, mark it paid with one tap, and see what is left before payday. Free, no account, no bank login: your data stays on your phone.

NEW — MONEY HUB: a Side Income Plan (answer 10 questions, get side-hustle ideas that fit your time and budget), 20 income calculators (freelance rate, gig earnings, FIRE, dividends, side hustle tax) and a Mortgage Planner: mortgage payment with taxes, insurance and PMI, amortization schedule, extra payments, refinance break-even and biweekly payments.

★ NEW IN 1.18
• Insights with a forecast of the months ahead
• Autopay bills can mark themselves paid on the due date
• Subscription library: add popular services in one tap

★ WHY PEOPLE SWITCH
• Reminders show the amount and a Mark paid button right in the notification
• Home screen widget with this week's bills and one-tap Paid (Pro)
• Payday view: your bills grouped by paycheck, so you know what each one must cover
• 57 money calculators built in, and any result can become a bill in one tap

★ HOW IT WORKS
1. Add your bills, or pick them from the ready-made list
2. Choose when you want to be reminded
3. Mark each one paid; the next due date is set for you

★ BILL REMINDERS THAT WORK
• Remind me the day of, 1, 3 or 7 days before, at the time you choose
• One more nudge on the due day if a bill is still unpaid
• Weekly digest of what is due this week, plus a monthly recap
• Up to 3 reminders per bill with Pro

★ BILL TRACKER & BILL PLANNER
• Overdue, Due today, Due soon and Upcoming, color-coded at a glance
• This week card: the bills due in the next 7 days and their total
• Add a bill in seconds, or pick from 38 ready-made ones: Rent, Electricity, Netflix, Car Insurance and more
• One-time, weekly, every 2 weeks, monthly or yearly; the next one is scheduled when you mark it paid
• Categories, tags, notes, a payment link and a phone number per bill

★ BILL CALENDAR
• Every due date in a monthly calendar, overdue and paid days marked
• Add all your bills to your phone's calendar in one tap (.ics)

★ BUDGET PLANNER & PAYDAY VIEW
• Monthly budget with a progress bar on Home
• Category budgets for Rent, Utilities, Subscriptions and more
• Income & cash flow: add your paychecks and see what is left after bills
• Bills by paycheck, and a month-end card with what is still to pay
• Spending insights: totals by category and the monthly trend

★ SUBSCRIPTION TRACKER
• Streaming, gym, phone, insurance, software: every recurring charge in one list
• Your total subscription spend, and what each one really costs per year

★ 57 MONEY CALCULATORS
Debt payoff planner (snowball vs avalanche), credit card payoff and interest, loan payment, debt-to-income, 50/30/20 budget, paycheck planner, how much rent or car can I afford, rent split, prorated rent, electric, water and gas bill estimators, subscription true cost, savings goal, emergency fund, APY, CD ladder, 3-paycheck months, net worth, overdraft fee, payday loan APR and many more.

★ BACKUP, EXPORT & PRIVACY
• Export to CSV (Google Sheets, Excel) or a printable PDF summary
• Back up to a file and restore any time; weekly auto-backup with Pro
• App Lock with fingerprint or face unlock
• Everything is stored on your device

★ MAKE IT YOURS
• Light or dark mode, and accent color themes
• Achievements for staying on top of your bills
• Also on the web at billorganizingapp.com

★ BILL ORGANIZER PRO
Free with ads. Pro removes every ad and adds the widget, spending insights, full backup with weekly auto-backup, payment history CSV, every theme and up to 3 reminders per bill. Choose monthly or yearly with a 7-day free trial for new subscribers, or a one-time Lifetime purchase.

Made for anyone who wants a simple monthly bill organizer: individuals, couples, students, freelancers, families and seniors.

Recent changes:
New in 1.20 — Bill Organizer is now your money hub: a Side Income Plan (10 questions → side-hustle ideas that fit your time and budget), 20 income calculators (freelance rate, gig earnings, FIRE, dividends, side hustle tax) and a Mortgage Planner: payment with taxes, insurance and PMI, amortization schedule, extra payments, refinance break-even and biweekly payments. Find them on Home under your bills.