The Official Mobile App of Home Credit Philippines

Trusted by millions worldwide, Home Credit empowers Filipinos by providing financial access through responsible lending with affordable loans and flexible installment plans. No credit card or collateral required!

Home Credit now also offers shopping through the Home Credit Marketplace and deals & discounts through our Home Credit Smile Rewards program, all available in the My Home Credit app!

Easily Apply for Loans

Looking for a new phone, laptop, gadget, home appliance or furniture? Get loans tailored just for you! Apply online through the mobile app and get pre-approved for a quicker transaction process.

Shop in Installments

Shop for any item from phones, laptops, gadgets & more with the new Home Credit Marketplace! Pay any purchase in 0% monthly installments so you don't have to pay the full price in one transaction.

Manage Your Payments

Pay loans and manage your repayment schedule online. Setup automated repayment using your debit cards and credit cards. No more missed payment!

Explore Great Promos, Deals and Discounts

Home Credit Smile Rewards through partner merchants bring you exciting offers nationwide!

Manage Your Home Credit Card

Activate your credit card, track your credit card spending and take control of your credit card security. You can now also convert your purchases into installments!




World Class Security Protocols

Home Credit adheres to local and global security standards to keep our customers safe from online threats and identity thefts.

HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.

Recent changes:
Start the year right with the My Home Credit app! Life has never been more rewarding when you use the new and improved Smile Rewards; now with Merchant Maps to know the way to your favorite stores! We also improved our Loan Details and Repayment features so that your important account details are easily accessible. Credit Cards also gets updated with the new Card Delivery Tracking so you will know when your new card will arrive. Get all these and 50+ enhancements when you update your app today!