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This is the best bank I've ever done business with, online or in person. Seriously straight forward banking, no hidden agenda or pressure. I ❤️nbkc
★★★★★My EZ Techno Organization· May 15, 2025
Great app.... Rating it above other banking apps that unfortunately incorporated aware in between paragraphs and pages. I literally deleted those apps for just that reason. I don't and can't even fathom how they coded in third party sales blocks on a banking app where security should be at the forefront and encrypted (like NBKC). SO I am happy and satisfied with the feasibility and simplicity of your app all the while feeling safe uploading personal and business banking details ⭐⭐⭐⭐👍
★★★★★Sue Page· Feb 9, 2026
I would give it 5 stars if my bank account actually showed my other account linked so that I could transfer funds between the two and also an overdraft option, but it hasn't added this option for over a year of seeing or being able too. I called and was told it only took 90 days from the time I opened the account. Still no change in the app.
★☆☆☆☆Bobby McCaig-Curnutt· Mar 9, 2024
Bank violates Federal law...claims that they can not open account if you live at hotel/motel. You can open account since IRS ACCEPTS ADDRESS...STAY AWAY FROM THIS BANK! REPORTING BANK TO FEDERAL AUTHORITIES AND IRS FOR VIOLATIONS OF FEDERAL LAWS
★☆☆☆☆S J· Jun 29, 2026
App has two fatal flaws: it times out even if you have activity. Every 5 mins or so you get a warning that you're about to time out - doesn't matter if you're still working or have activity it will log you out. Also, bill pay checks don't come out of your balance until they clear - makes accounting very difficult. In an earlier review, NBKC replied: "We recommend keeping track of any outstanding checks to help avoid surprises," basically saying "not our problem, you keep track." Lame!
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