NEO Home Loans: Expect More

Until now, the mortgage industry has been very transactional and interest rate focused, with very little advice and strategy in selecting the ideal mortgage with the lowest overall cost and greatest ability to generate wealth for you and your family.

Being rushed into a mortgage decision by a commission-hungry salesperson is just plain wrong. Homebuyers deserve a comprehensive review of their overall financial situation and a mortgage that not only gets them into their home, but also acts as a catalyst to maximize their wealth and wellbeing.

We believe rushing into one of the largest debt obligations in your life is a mistake. The decision to obtain a mortgage should necessitate a pause and careful deliberation about the strategy you choose.

Neo represents the new way of doing home loans.  We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth.  We focus on long-term wealth strategy over the near-term transaction. 

If we are doing our job right, the loan closing is where our relationship begins.

We help you find the ideal mortgage strategy, proactively manage your mortgage, and advise you on various wealth creation strategies for the entire life of your loan. Our success as a company is not measured on how many loans we do, but on how successful our clients become.

Neo Home Loans Process:

Discovery- We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy. We call this initial consultation the Hopes & Dreams Assessment.

Advice & Strategy- We'll analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis – a digital and easy-to-read breakdown of the cost and wealth-building potential of each mortgage strategy we’re considering for you.

Execution- We create a flawless home loan experience for you and your family, regardless of your timeline. If you are in a highly competitive real estate market and need to move quickly, we’ll put you in a position to close your loan in as little as 7 business days. If you need more time to build up liquidity, document your income, or work on your credit, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.

Mortgage Maintenance & Wealth Maximization- The closing of your loan is just the start of our relationship. We'll continue to manage your mortgage and help you maximize your wealth for the life of your loan. We understand your life and the real estate market where you live can change rapidly, and your home loan will require constant attention and analysis by us to ensure it remains at the lowest possible cost with the highest wealth-generating potential.

We promise to advise you, never sell you. Our ambition is for you to become a successful homeowner, free of regret and wealthier because of our relationship. We aspire to become the most valuable person in your life when it comes to real estate and finance.

Recent changes:
General updates and improvements