Networthy

Networthy consolidates every bank account and brokerage into one honest number — real multi-broker average cost, true time-weighted vs. money-weighted returns, dividend income net of withholding tax, and private investments tracked with a real return instead of just a balance.

WHY NETWORTHY

• True multi-broker average cost — not side-by-side accounts. Buy the same stock across three brokers and Networthy merges every lot into one real average-cost position, while still letting you drill into any single broker's own lots.

• Time-weighted and money-weighted return, side by side. See your pure market performance next to your actual annualized return given when you added or withdrew money — with a plain-language explainer built in.

• Dividend income, net of the tax you actually paid. Per-country withholding-tax rates, editable if a rate changes or a new market isn't covered yet.

• Group your portfolio however you actually think about it — by country, sector, conviction level, or any dimension you define yourself.

• Private investments, tracked with a real return. Own a stake in a private business or fund with no live price feed? Log a value periodically and get XIRR and P&L computed the same way as a brokerage holding — including handling the difference between a business paying you profit and you withdrawing your investment.

• No bank-credential aggregator, no company server. Your data lives on your device. If you want a backup, it goes to your own Google Drive — we never see it.

FINANCES
Track income, expenses, and account balances, grouped your way — with every trade, dividend, and trading cost from Investments folded automatically into the same ledger, so your net worth reflects your whole financial life.

• Accounts grouped and split into Assets/Liabilities
• Bulk-import transactions from Excel
• Recurring bills and subscriptions on autopilot
• Backdatable balance corrections, not silent rewrites

INVESTMENTS
Consolidate every brokerage account into one portfolio.

• Sortable, customizable holdings table with a P&L heatmap
• Realised and unrealised P&L kept separate
• Benchmark against the S&P 500, Nasdaq, FTSE, STI, and more
• Received and upcoming dividends, with projected next-payment dates
• Multiple watchlists with fullscreen charts, buy/sell markers, and OHLC lines
• Per-broker summary view alongside the per-ticker one

AI ASSISTANT (Pro)
Ask questions about your own portfolio, spending, and performance — answered by Claude, using an Anthropic API key you provide yourself. Nothing is sent anywhere until you add your key, and every reply shows exactly what it cost.

Networthy is free to download

Website: https://networthy.tendimensionlabs.com
Telegram: t.me/networthy_finance
Youtube: https://www.youtube.com/@Networthy_finance

Recent changes:
First production build of Networthy. Includes multi-broker portfolio tracking, money manager, private investment tracking, dividend and performance analytics, and an optional AI assistant (bring your own Anthropic API key). Please report any issues via Settings → Contact in the app