OweBook: Debt & IOU Tracker

Know exactly who owes you, and get your money back without the awkward conversations.

OweBook is the simple debt and IOU tracker for anyone who lends money, sells on credit, or splits costs with friends and family. Record every debt in seconds, track part payments, and send polite reminders when money is due.

No more forgotten debts. No more "I'll pay you next week" that never comes.

WHY PEOPLE USE OWEBOOK
• See at a glance how much you're owed and how much you owe
• Spot overdue debts instantly, highlighted in red
• Record part payments and watch the balance update automatically
• Send a friendly reminder by WhatsApp or SMS in one tap
• Get notified when a payment is due
• Share a clear PDF statement showing every debt and payment

PERFECT FOR
• Small business owners and traders who sell on credit
• Landlords tracking rent and deposits
• Friends and roommates splitting bills
• Families lending money to relatives
• Anyone who has ever said "I forgot who owes me"

SIMPLE AND PRIVATE
• No sign-up and no account needed. Open the app and start tracking.
• Your records stay on your phone. We don't upload or sell your data.
• Works offline, so you can add records anytime, anywhere.

WORKS WORLDWIDE
• Choose your currency, including Naira, Dollar, Pound, Euro, Cedi, Shilling, Rand, Rupee and more
• Available in English, French, Spanish and Portuguese
• International phone numbers, so reminders work in any country

HOW IT WORKS
1. Add a person and the amount they owe you, or that you owe them
2. Set a due date if you like
3. Record payments as they come in
4. Send a reminder when it's due, then mark it settled

OweBook turns the money you're owed into money you actually collect. Stop losing track of your cash and start getting paid back.

Download OweBook now and take control of your debts today.