PayAnce - Instant Loan

PayAnce Personal, Business, Home & Education Loans

Loan amount: $1,000 to $5,00,000
Interest rates: 2% to 12% per annum
Tenure: 3 to 60 months
Processing fees: $1 Only

Example
Loan Amount: $5,000
Tenure: 12 months
Interest Rate: 5.2% (on reducing principal balance interest calculation)
EMI: $416.6
Total Interest Payable: $260 x 12 months - $5000 Principal = $8,119.2
Disbursed Amount: $5000
Processing Fee: $1
Total Amount Payable: $676.6 x 12 months + $1 Processing Fee = $8,120.2

WHAT DOES PayAnce DO?

PayAnce is a new-age digital platform that offers Instant Personal Loans, Home Loans. Get instant personal loans up to $5 Lakhs & home loans up to $5 Lakhs.


1. PERSONAL LOAN

✅ Upto $1,00,000
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Zero preclosure charges

2. HOME LOANS

1. Amount: Upto $5 Lakh
2. Interest Rate : Starting at 6.4% yearly
3. Tenure: Upto 25 years
4. Loan amount upto 90% of property value

✅ Instant loan offer
✅ Loans for under-construction, self-constructed & ready-to-move homes
✅ No application, legal, valuation or document handling fees

Operational Cities
Oklahoma, New York, Austin, Chicago, Indianapolis, Columbus & Boston. Expansion to other cities soon.

3. MUTUAL FUNDS

Invest in schemes like PayAnce Nifty 50 Index Fund, Navi Large & Mid cap Fund, Navi Long Term Advantage Fund (ELSS) & more.

Why invest with PayAnce Mutual Fund?
✅ Investment via the app
✅ No transaction charges. Minimal expense ratio
✅ Invest via SIPs or lumpsum
✅ 100% digital KYC process
✅ Easy tracking of your investments
✅ Save tax with ELSS funds

ABOUT PayAnce

PayAnce app is owned by PayAnce Technologies Private Limited providing financial services, where you can avail Personal Loans, Housing Loans; invest in Mutual Fund Scheme.

The loans are provided by PayAnce Finserv Private Limited which is a registered Non-Deposit taking systemically important Non-Banking Financial Company registered & regulated by the USI.

The mutual fund schemes are offered by Navi Mutual Fund, registered with the Securities & Exchange Board of (US) with Como Broking Pvt Ltd as its sponsor. PayAnce AMC Ltd is the Investment Manager to Navi Mutual Fund. PayAnce Trustee Limited is the trustee to PayAnce AMC Ltd. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Health Insurance is offered by PayAnce General Insurance Limited, registered by Insurance Regulatory & Development Authority. For more details on risk factors, terms & conditions, read sales brochure carefully before concluding a sale. Refer to T&C for more details.

Reach out to us at
For loan queries, email us at help@payance.com
For mutual fund queries, email us at mf@payance.com

Recent changes:
UI Enhanced
Bug Fixed