PayClear: Subscription Tracker

PayClear is a subscription tracker and bill reminder that warns you before every free trial, renewal and recurring payment charges you — without ever asking for your bank login.

Most subscription managers hand you a list. PayClear shows you what needs a decision this week: the free trial that converts on Friday, the yearly renewal you forgot about, the shared plan nobody has paid you back for.

NO BANK LOGIN. NO ACCOUNT. NO CLOUD.
Your subscriptions live in a local database on your phone. PayClear never asks for bank credentials, card numbers, an email address or a password, and never uploads your data.

FREE TRIAL REMINDERS
Add a free trial the day you start it. PayClear tracks the trial end date and the first charge, then reminds you in time to keep it or cancel it yourself. Once you decide, the trial moves to paid tracking or to canceled — nothing sits in limbo.

BILL AND RENEWAL REMINDERS
Choose how far ahead you want to hear about each payment. Use it for streaming and app subscriptions, yearly renewals, rent, utilities, phone and internet bills, gym memberships and any other recurring payment.

RENEWALS AT A GLANCE
See what renews next, what's due this week, and the whole month in a payment calendar. A home screen widget keeps your next charge and monthly total in view.

SEE WHAT YOU REALLY SPEND
Monthly and yearly totals for all your recurring expenses, broken down by category and by profile — personal, family, business. Track in USD, EUR, GBP, PLN, JPY or KRW.

SET A SPENDING LIMIT
Pick a weekly, monthly or yearly budget for subscriptions. PayClear alerts you at 80% and again if your recurring costs go over it.

SPLIT SHARED SUBSCRIPTIONS
Family plan or roommates? Turn on bill split, set how many people share the cost, and PayClear works out each person's share. Send a share card or copy a ready-made message with the amount, who to pay and how.

PRIVATE BY DESIGN
• Your data stays on your device
• Encrypted, password-protected backup (AES-256)
• Spreadsheet export whenever you want your data out
• App lock with your fingerprint, face unlock or screen lock (Lifetime)

PAY ONCE — NOT ANOTHER SUBSCRIPTION
Free: up to 5 active services with reminders, dashboard, calendar, backup and export. The free version may show light ads.
Lifetime: one optional purchase unlocks unlimited services, no ads, app lock, the Savings Simulator and Premium Reports. No monthly fee.

A subscription tracker shouldn't be another subscription.

PayClear is a manual subscription tracker. It doesn't connect to your bank, detect subscriptions automatically or cancel anything for you. You add what you pay for — PayClear makes sure you see every charge coming.

Recent changes:
• Added German, Spanish, French and Portuguese.
• Improved translations, date formatting and language selection.
• Smoother subscription reviews and data imports.
• Better-timed Premium offers and fewer interruptions.
• Bug fixes and stability improvements.