Peak Finance – Credit Line

Meet Peak Finance — Credit for Changing Needs

Peak Finance provides eligible users in India with access to a revolving credit facility designed to support their varying financial needs. Through the app, users can review their available credit limit, understand the applicable terms, and manage their credit activity in one convenient place.

Loan Details
Loan amounts: ₹10,000–₹80,000
Repayment tenure: 91–180 days
Maximum APR: 26% per annum
Digital application with approval and disbursement subject to verification.

Illustrative Example
For a ₹10,000 education loan over 6 months at a 10% annual interest rate:
Interest: ₹500
Processing fee (3%): ₹150
GST on processing fee (18%): ₹27
Total upfront deductions: ₹177
Net disbursement: ₹9,823
Total repayment: ₹10,500

Flexible Credit Access
Financial needs can change over time. Peak Finance allows eligible users to access the credit facility available to their accounts, subject to assessment and applicable conditions. After repayment, the available credit limit may be restored according to eligibility and the facility's terms.

Transparent Credit Information
Before using the credit facility, users can review the applicable interest, fees, repayment amount, and due date. We encourage users to understand the costs and obligations before confirming any transaction.

Convenient Account Management
View your available credit limit, monitor usage, check repayment details, and keep track of your account status through a straightforward app experience.

How It Works
Register and complete the required steps in the app.
Submit the information needed for eligibility assessment.
Review your offered credit limit, if eligible.
Check the applicable charges and repayment terms before proceeding.
Monitor your credit usage and repayment status through the app.

Lending Partner
Peak Finance works with ELLORA MERCANTILE PRIVATE LIMITED in connection with its credit facility services. Applicable lending arrangements, eligibility requirements, fees, and repayment conditions will be disclosed to users as relevant before they proceed.

Customer Support
For questions, assistance, or account-related concerns, please contact our support team through the following channels:
Website: https://hyperlligent.cc/
Email: support@hyperlligent.cc

Important Information
Credit facilities are available only to eligible users.
Credit limits and approvals are subject to assessment.
Interest, fees, and repayment obligations are governed by the terms disclosed before use.
The available credit limit may change depending on eligibility and repayment status.
Please review all applicable terms and conditions before using the credit facility.