Perpetuity Capital

Perpetuity Capital helps you manage your vehicle and equipment finance journey in one place. Apply for vehicle financing and equipment financing, complete digital KYC, track your loan, view documents, check EMIs and make eligible payments through the app.

VEHICLE & EQUIPMENT FINANCE

Start your vehicle or equipment finance application digitally.

• Select your vehicle, equipment and dealer
• Enter vehicle and loan details
• Choose your loan tenure
• Review and submit your application

Loan approval, interest rate, loan amount, tenure, fees and other terms are determined by the applicable lending partner based on eligibility and assessment.

DIGITAL KYC

Complete KYC during your application.

• Verify PAN using OTP
• Retrieve available CKYC information
• Review application details
• Upload required documents
• Submit documents using your camera or device files

Documents may include PAN, Aadhaar, photograph, GST certificate, bank statement, salary slip and other supporting documents, depending on your application and lender requirements.

MANAGE YOUR LOAN

• View active and previous loans
• Check loan status
• View EMI amounts and instalment dates
• Check outstanding amounts
• View interest and tenure details
• Check eNACH status where applicable

EMI PAYMENTS

Make eligible loan payments through the available online payment flow.

• Review payment amount and charges
• Make eligible full or partial payments
• Track payment history and status
• Access payment receipts where available

LOAN DOCUMENTS

Access important vehicle finance and loan documents, including sanction letters, loan agreements, disbursement letters, loan statements, tax invoices and No Objection Certificates (NOC), where available.

LOAN & EMI CALCULATOR

Estimate your vehicle loan EMI and monthly instalment, including principal and interest components. Results are estimates and actual loan terms are determined by the applicable lending partner.

PERPETUITY CAPITAL SCORE

Complete the available questionnaire to receive your Perpetuity Capital Score and, where applicable, preview an associated soft sanction letter.

The Perpetuity Capital Score is an internal assessment and is not a credit bureau score. Financing remains subject to the applicable lending partner's assessment and approval process.

EV TOOLS

Use the CO₂ calculator to estimate emissions savings associated with electric vehicle usage. Results are estimates.

LINKED INSURANCE DETAILS

For eligible existing loans, view available linked insurance information, including policy details, premium, tenure, policy dates, nominee information and vehicle, health or life insurance details where applicable.

SIMPLE & ACCESSIBLE

Use Perpetuity Capital in English or Hindi and access important loan information from one place.

• Loan notifications
• In-app notification centre
• Profile management
• Payment history
• Loan documents
• Customer support

ABOUT PERPETUITY CAPITAL

Perpetuity Capital is a financial technology company that connects customers with lending partners for vehicle and equipment financing.

Vehicle financing is provided by the applicable lending partner. Loan approval, loan amount, interest rate, tenure, fees, repayment schedule and other terms are determined by the respective lending partner according to its eligibility criteria and policies.

LENDING PARTNERS

The applicable lending partner is disclosed to eligible customers during the relevant application and loan process. Financing terms and repayment conditions are disclosed before acceptance.

IMPORTANT INFORMATION

Loan availability, eligibility, interest rates, fees, tenure and other terms may vary by customer, vehicle, equipment, application and lending partner. Review applicable loan documents carefully before accepting a loan.

Perpetuity Capital does not guarantee loan approval or any particular interest rate, loan amount or tenure.

Recent changes:
Anyone can build an app.
Not everyone can build an experience.

Ideas become products.
Products become journeys.
And today, ours begins.

The new version of Perpetuity Capital is now live.

Built with ambition.
Shaped by countless commits.
Made for what comes next.

— The team behind Perpetuity Capital