PlanMode: Retirement Planner

COMPREHENSIVE FINANCIAL & RETIREMENT PLANNING
Stop wondering if you will have enough to retire. PlanMode is the comprehensive financial planning app designed to take the guesswork out of your future. By projecting your current financial profile, PlanMode analyzes whether you will have sufficient resources for your entire lifetime.

KEY FEATURES
• Lifetime Projections: Visualize your wealth trajectory from today until age 95+.
• Gap Analysis: Instantly identify potential shortfalls in your retirement savings.
• Scenario Testing: What if you retire at 62 vs 67? See the impact in seconds.
• All-in-One Dashboard: Integrates your budget, investments, and savings in one display.
Don't just save—plan with confidence. Start with PlanMode today.

COMPREHENSIVE SYSTEM
PlanMode is a comprehensive financial & retirement planning system for analysis needed to answer questions like-
• How does my projected financial profile look?
• Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70?
• When will I have enough capital to retire on my terms?
• What will be the bottom-line impact of a new investment?
• Is buying a house is better for me than continuing to rent?
• Is my family protected for their needs if I am disabled or die?
PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come.

KEY FEATURES
• Complete financial profiles, including-
- Bank accounts
- Retirement accounts
- Business & Investments
- Stocks & Bonds
- Insurance policies
- Real estate
- Mortgages & loans
- Cash management simulation
- Social security
- Income taxes
• Compare financial alternatives
- Unlimited what-if scenarios
• Prepare retirement profile automatically
- Determine lifelong capital needs
- Analyze liquid capital sufficiency
- Alternatives to fill capital shortfall
• Prepare disability profiles automatically
- Analyze cash flow sufficiency
- Alternatives to fill cash shortfall
• Prepare death profiles automatically
- Determine survivor’s capital needs
- Analyze income sufficiency
- Alternatives to fill capital gap

REPORTS & CHARTS
PlanMode has a complete set of financial & retirement planning statements. PlanMode provides you with comprehensive analysis of retirement and other financial scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each profile scenario-
• Financial Planning illustration
• Retirement Planning illustration
• Income Statement
• Balance Sheet
• Cashflow Statement
• Supporting Information
• Capital Needs Analysis
• Pie charts for annual snapshots
• Line charts projecting full profile

COMPREHENSIVE PLANNING APP
Additional financial & retirement planning features include -
• Profiles for singles and married spouses
• Planning span of up to 100 years
• Retirement planning profile and analysis
• Disability profile and analysis
• Survivor’s profile and analysis
• Automatic cash management simulation
• Detailed annual cash flow analysis
• Personalized data input items
• Customizable financial statements
• Ample graphs & charts for quick overview
• Scenario comparison for what-if analysis
• Export data to ExecPlan or Express
• Definable national & local income taxes
• Built-in USA income taxes
• Predefined product structures for-
• Individual Retirement Accounts
• Company Retirement Plans (401k)
• Self-employed Retirement Plans
• Mortgages
• Life Insurance
• Fixed & Variable Annuities
• Charitable Annuities
• Reverse Mortgages

ABOUT US
Sawhney has been providing professional financial systems for over four decades. Our application, ExecPlan was the first commercially available such software in USA in 1976.

Recent changes:
New in this version-
1. Custom Planning Tools - efficient utilities for stand-alone or fully-integrated what-if analysis:
a. IRA Roth conversion
b. Maximizing Social Security
c. Compare ages to retire in
d. Compare a lumpsum payment versus an annuity
e. Compare taxable investment with tax-free investment
f. Will owning a home works better then renting one
2. Expanded retirement planning capabilities
3. Income tax updates for USA
4. Survivor Analysis illustration with detailed support