Pocket Clear: Expense Tracker

Pocket Clear is a simple expense tracker with no ads and no bank linking. Log an expense in five seconds, see your month on a calendar, and share a bank message or receipt so it's logged for you — you check every entry, nothing is hidden from you.

LESS TYPING — NO BANK LINKING
On-Device AI (Beta, opt-in)
• Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you
• Quick Log on Home — paste, type, scan, or choose a photo
• Ask — "How much on food this month?" — and get exact answers from your own transactions
• Everything logged for you waits under Recent captures to check, edit, or undo
• Read on your phone — nothing you share or ask is uploaded to Pocket Clear or any AI company; off until you switch it on
• No SMS permission, no bank login — you choose what to share

SIMPLE & FAST
• Add expenses in seconds with "Money In" and "Money Out"
• Smart Suggestions turn a repeat expense into one tap
• Custom categories with 95 searchable icons, plus subcategories
• Searchable drop-down pickers for long category and payment-type lists
• Split a transaction across categories, and search your whole history by note, amount, or payee
• Dark mode, text size, decimal places, and 10+ languages

BUILD THE HABIT
• A daily reminder that learns the hour you usually log — and only nudges on days you haven't
• Catch-up week — see the last seven days side by side and fill in the ones you missed
• Road to 50 — rewards at 10, 25 and 50 entries, including 3 months of Pro you can request at 50 if you've never subscribed
• Power score — one number for your money habit, with a nightly rank and what to do next
• A projection of where your month will land
• Today's tip — a short, illustrated walkthrough of one feature each day

PRIVACY FIRST
• Works completely offline — an account is optional
• Your data stays on your device unless you turn on cloud backup
• Anything you do back up is encrypted with AES-256
• No ads, no tracking, no data selling

BUILT AROUND YOUR PAY CYCLE
• Weekly, fortnightly, semi-monthly, monthly or yearly periods
• Start your month on payday instead of the 1st
• Carry a balance over from one period to the next

REPORTS & INSIGHTS
• Calendar view — a month grid with each day's spending; tap a day to see its entries, swipe between months
• Insights — this week's spending at a glance, every Sunday
• Spending and money in by category, with percentages on the chart
• Tap a payment type to see every transaction behind it
• Monthly and yearly trends, and a running "Spent today" total
• Weekly, monthly, yearly and custom periods in every report
• An optional Account balances card on Home for each payment type
• Home Screen widgets, day streaks and milestones

PRO FEATURES
• Pro Insights — what's creeping up, your repeat charges, and where to cut back
• Cloud backup & sync — change phones and everything is there the moment you sign in
• Partner Mode — one shared view of your money with your significant other
• Groups and Trips — split shared costs, and see what one trip actually cost
• Receipt photos on any transaction, backed up with your data
• Pocket Clear on the web — read, sort and export on a full screen
• Payees — track who you paid, not just what for
• Per-category budgets with alerts and rollover
• Savings goals and recurring transactions
• Tags and inter-account transfers
• Secondary currency and Travel Mode for spending abroad
• Export transactions to CSV/PDF

Pro is available monthly or yearly.

PERFECT FOR
• Couples managing shared expenses
• Anyone who wants to track spending without linking a bank
• Expats and travellers tracking in multiple currencies
• Anyone who values privacy and simplicity
• Anyone leaving an ad-supported money manager

Questions? Email hello@pocketclear.app

Recent changes:
What's New in 2.16

• Japanese and Korean — 12 languages; emails arrive in yours too
• Refunds — under Money In, send money back to a Money Out category
• Smarter UPI capture — remembers category and subcategory per UPI ID; rides and commutes file themselves
• Savings goals — drag to reorder; plus new Hide on Home switches
• Plus fixes — exact amounts when editing, the full category list when catching up, and more

Thank you, Neha, for suggesting quick-add categories while adding an expense.