Pocket Clear: Expense Tracker

Pocket Clear is a simple, privacy-first expense tracker — now with less typing and still no bank linking. Share a bank message or receipt and on-device AI turns it into an entry, a daily reminder learns when you log, and you stay in control of every entry.

LESS TYPING — NO BANK LINKING
On-Device AI (Beta — free for everyone until 31 December 2026)
• Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you
• Quick Log on Home — paste, type, scan, or choose a photo
• Ask — "How much on food this month?" — and get exact answers from your own transactions
• Everything logged for you waits under Recent captures to check, edit, or undo
• Read on your phone — nothing you share or ask is uploaded to Pocket Clear or any AI company; off until you switch it on
• No SMS permission, no bank login — you choose what to share

SIMPLE & FAST
• Add expenses in seconds with "Money In" and "Money Out"
• Smart Suggestions turn a repeat expense into one tap
• Custom categories with 95 searchable icons, plus subcategories
• Searchable drop-down pickers for long category and payment-type lists
• Split a transaction across categories, and search your whole history by note, amount, or payee
• Dark mode, text size, decimal places, and 10+ languages

BUILD THE HABIT
• A daily reminder that learns the hour you usually log — and only nudges on days you haven't
• Catch-up week — see the last seven days side by side and fill in the ones you missed
• Road to 50 — rewards at 10, 25 and 50 entries, including 3 months of Pro you can request at 50 if you've never subscribed
• Power score — one number for your money habit, with a nightly rank and what to do next
• A projection of where your month will land
• Today's tip — a short, illustrated walkthrough of one feature each day

PRIVACY FIRST
• Works completely offline — an account is optional
• Your data stays on your device unless you turn on cloud backup
• Anything you do back up is encrypted with AES-256
• No ads, no tracking, no data selling

BUILT AROUND YOUR PAY CYCLE
• Weekly, fortnightly, semi-monthly, monthly or yearly periods
• Start your month on payday instead of the 1st
• Carry a balance over from one period to the next

REPORTS & INSIGHTS
• Insights — this week's spending at a glance, every Sunday
• Spending and money in by category, with percentages on the chart
• Tap a payment type to see every transaction behind it
• Monthly and yearly trends, and a running "Spent today" total
• An optional Account balances card on Home for each payment type
• Home Screen widgets, day streaks and milestones

PRO FEATURES
• Pro Insights — what's creeping up, your repeat charges, and where to cut back
• Cloud backup & sync across devices
• Partner Mode — one shared view of your money with your significant other
• Groups and Trips — split shared costs, and see what one trip actually cost
• Receipt photos attached to any transaction
• Pocket Clear on the web — read, sort and export on a full screen
• Payees — track who you paid, not just what for
• Per-category budgets with alerts and rollover
• Savings goals and recurring transactions
• Tags and inter-account transfers
• Secondary currency and Travel Mode for spending abroad
• Export transactions to CSV/PDF

Pro is available monthly or yearly.

PERFECT FOR
• Couples managing shared expenses
• Anyone who wants to track spending without linking a bank
• Expats and travellers tracking in multiple currencies
• Anyone who values privacy and simplicity

Questions? Email hello@pocketclear.app

Recent changes:
What's New in 2.14

• Insights — your weekly recap is now Insights; Pro adds what's creeping up and where to cut back
• A smarter daily reminder — on by default, only on days you haven't logged, at the hour you usually log
• Catch up a missed week — fill the gaps from Days missing on Home
• Road to 50 — rewards at 10, 25 and 50 entries; at 50, request 3 months of Pro if you've never subscribed
• Improved translations and small fixes throughout — including searchable drop-down pickers