Pocket Money Manager

Pocket Money Manager is a simple, private expense tracker, budget planner and money manager that helps you record, organise and understand your everyday finances — no account, no sign-up.

Keep your records on your own device: track income and expenses, manage multiple accounts, set monthly budgets, follow card statements and stay on top of recurring bills. It works offline, so you can manage your money without an internet connection.

TRACK EVERY TRANSACTION

• Record income, expenses and transfers between accounts in seconds
• See your records as a daily list, a calendar, or a monthly summary with weekly totals
• Repeat salary, rent, subscriptions and bills daily, weekly, monthly, yearly and more
• See upcoming transactions before they post and manage every schedule in one place
• Split large purchases into instalments and follow how many are left
• Add a receipt photo from your camera or gallery
• Bookmark the entries you use often and add them again with a tap

PLAN WITH BUDGETS

• Set a monthly budget for any expense category, a sub-category, or your total spending
• Watch each budget fill up as you spend, with the amount left and a pace marker for the month
• Spot categories that are over, near or under budget at a glance
• Adjust a single month without changing your default, and review the whole year at a glance
• Open a budget to see exactly which transactions make up the total

MANAGE YOUR ACCOUNTS

• Create cash, bank, credit card, debit card, savings, investment, loan and other accounts
• Group accounts the way you manage your money and see net worth, assets and liabilities together
• Follow each credit card's statement cycle, the amount payable and the payment due date
• Open a statement for any account by day, month or year
• Track how your total balance has changed month by month

UNDERSTAND YOUR SPENDING

• Clear charts of spending and income by category for any week, month, year or custom range
• Tap a category to see the transactions behind the totals
• Search and filter by date, account, category, type, amount, bookmarks and more
• Create custom categories and sub-categories that fit your habits
• Export your transactions to an Excel spreadsheet

STAY CONSISTENT

• Set optional daily reminders, on the days you choose, to record your transactions
• Reminders are local notifications, with no server involved

PRIVACY FIRST

Your financial records are stored in an on-device database rather than on our servers.

• No account or sign-up required
• No cloud sync unless you choose a supported backup option
• Protect the app with a passcode, fingerprint or face unlock
• Create local backups, encrypted with AES-256 when you set a passcode, and save them wherever you choose
• Optionally back up an encrypted copy to your private Google Drive app folder, by hand or automatically, keeping your ten latest restore points
• The app only accesses its own app folder, never your other Google Drive files
• Delete your app data from Settings whenever you choose; delete Google Drive backups in your Google Drive settings

OFFLINE AND EASY TO USE

• Works offline and is designed with an offline-first approach
• Choose your currency at setup and adjust its number format any time
• Switch between light and dark themes
• Works well on phones and tablets

MADE FOR EVERYDAY MONEY MANAGEMENT

Whether you want to track daily expenses, keep to a monthly budget, manage household spending, record income, monitor card payments, plan recurring bills or simply understand where your money goes, Pocket Money Manager keeps your records organised in one place.

Pocket Money Manager is a record-keeping and expense-tracking tool. It is not a bank and does not connect to bank accounts, process payments, move money, or provide financial, tax, investment or other professional advice. All information and reports in the app are based on the transactions and other entries you provide.

Pocket Money Manager is free to use and supported by ads.

Recent changes:
• Budgets: set a monthly budget, see what's left to spend and your pace, and export to Excel
• Advanced filter by category and account
• Credit cards show the payment due date
• Choose which accounts count in totals, or hide them
• Change a transaction's type while editing it
• Google Drive backup keeps 10 restore points and can run weekly
• Reminders on the days you choose
• Turn off usage data in Settings
• Layouts for tablets