Pocket P&L

Pocket P&L — Your Simple, Private Profit & Loss Tracker

Pocket P&L is an offline-first personal finance and profit & loss tracker designed to help you understand your money day by day.

Track income, expenses, profit, loss and cash flow using a simple calendar-based experience. View your financial activity by day, month or year and understand where your money is going.

📅 Track Your Money Day by Day

Record your income and expenses for each day and see your daily financial performance at a glance.

• Daily income and expenses
• Daily profit and loss
• Monthly and yearly totals
• Net balance
• Transaction history
• Categories and payment methods
• Calendar-based financial tracking

📊 Understand Your Finances

Pocket P&L turns your transaction data into useful visual insights.

View:
• Income trends
• Expense trends
• Profit and loss
• Category breakdowns
• Monthly comparisons
• Spending patterns
• Cash flow
• Profit margin
• Loss rate
• Highest and lowest spending periods

💰 Keep Track of Expenses

Organize transactions into categories such as food, transport, bills, shopping, business, education, medical expenses and more.

Create your own categories and keep your financial records organized.

📈 Financial Insights

Use the Insights section to explore your financial patterns and identify areas where your spending or income changes over time.

Optional AI-powered insights can help you understand your own transaction data, identify spending patterns and generate explanations based on the information you provide.

AI features are optional and require an internet connection and a compatible user-provided OpenAI API key.

📄 Generate Reports

Create financial reports for different periods, including:
• Daily reports
• Monthly reports
• Yearly reports
• Custom date-range reports

Review your income, expenses, profit, loss and transaction details in an organized report.

🔄 Import & Export

Keep control of your financial records with data management tools.

• Export your data
• Import previously exported data
• Create backups
• Restore your records
• Move your data between supported devices

🔐 Privacy First

Pocket P&L is designed to work without requiring an account.

Your financial records are stored locally on your device rather than requiring a Pocket P&L cloud account.

There is no Pocket P&L login required to start using the app.

You can also enable an app passcode from Settings to add an additional layer of privacy when accessing the application.

⚙️ Customize Your Experience

Personalize your experience with options such as:
• Currency
• Dark and light appearance
• Date preferences
• Categories
• Passcode protection
• Data import and export
• AI settings

Who Is Pocket P&L For?

Pocket P&L can be useful for:
• Individuals tracking personal expenses
• Freelancers
• Small business owners
• Shop owners
• Students
• Self-employed professionals
• Anyone who wants a simple daily view of income and expenses

Pocket P&L is a tracking and analysis tool. It does not provide banking services, process payments, or act as a financial institution.

Take control of your daily numbers with Pocket P&L.