Pointalize: Credit Card Points

Pointalize: Credit Card Points

Pay with the best credit card every time. Pointalize shows which card in your wallet earns the most points, miles, or cash back for each purchase - and keeps your credits, signup bonuses, and annual fees in check. No bank login, ever.

BEST CARD AT CHECKOUT
Search a store like Starbucks, Shell, or Amazon, or pick a category. Pointalize ranks the cards in your wallet by reward rate, shows quarterly and yearly caps, and names the next best card once a cap is reached. Add a purchase amount for a tighter estimate.

TODAY
Your next statement credit to use, signup bonus spend progress, and upcoming benefit resets on one screen. Get reminded before quarterly bonuses need activation and before credits expire at year end.

WALLET AND ANNUAL FEE
Add the cards you carry and see multipliers, perks, and annual fees in one place. Mark credits as used and see whether your card earned back its fee - month by month.

ACTIVITY AND MISSED REWARDS
Log a purchase in seconds or scan a receipt. Pointalize checks which card you used and shows how much more the best card would have earned. Export your activity as CSV anytime.

PURCHASE CAPTURE (OPTIONAL)
Turn it on only if you want it. On Android, Pointalize reads payment alerts from the bank and wallet apps you choose. On iPhone, an Apple Shortcuts automation sends Apple Pay taps to Pointalize. Matching happens on your device, and you never enter bank credentials.

HOME SCREEN CHEAT SHEET
Add the widget and see your best card per category - groceries, dining, gas, travel, online shopping - without opening the app.

POINT VALUES (CPP)
Use cents-per-point benchmarks for major points and miles programs or set your own values. Pointalize uses them to estimate what your rewards and benefits are worth.

BROWSE AND COMPARE CARDS
Explore credit cards by reward categories, signup bonuses, annual fees, and benefits. Missing a card? Request it in the app.

SMART ALERTS
Optional push alerts for signup bonus deadlines, expiring credits, retention offers, and annual fee renewals.

PRIVACY FIRST
We never ask for your bank passwords. Your wallet stays under your control. Sign in with a magic link, Google, or Apple.

AVAILABLE IN YOUR LANGUAGE
English, German, Spanish, French, Hindi, and Chinese (Simplified).

Download Pointalize and get more from every card you carry.

Note: Free to download. Pointalize Pro unlocks advanced alerts (expiry and retention) and full card ROI insights. Reward amounts are estimates based on your point values, not bank statements. Internet required for sync and card catalog.

Recent changes:
- Card at Checkout: Instant wallet ranking with reward caps and overflow cards.
- Automatic Purchase Capture: 100% on-device alert matching. Zero bank login needed.
- Missed Rewards: See the exact dollar amount lost when paying with the wrong card.
- Credit & Fee Proof: Track monthly statement resets and prove card ROI.
- 5/24 & SUB Tracker: Monitor welcome offer deadlines and Chase 5/24 status.
- Home Screen Widget: Top card by category at a glance.