Recta: money & household

Recta keeps your money and your household's in one place. Log an expense in seconds, see every account's balance at a glance and follow your cards and invoices without spreadsheets.

QUICK ENTRY
• Big amount field, category suggested from what you use most, account and date in one tap.
• Card purchases in installments, with the first one on the purchase date.
• Split an expense with household members, repeat entries (recurring) and add notes.
• Mark as paid or pending; overdue bills stand out.

YOUR MONTH
• Home with total balance, accounts carousel and a monthly summary (income, spending and top categories).
• Spending by category chart and recent activity.
• Customize Home: comparison with last month, fixed × variable spending, budgeted × actual, spending by day and a 6-month balance forecast.

CARDS AND INVOICES
• Used and available limit, closing day, due day and best day to buy.
• Month-by-month invoices with purchases, installments and payments; pay an invoice from an account.
• Reserve balance from an account to pay the card.

PLANNING
• Savings goals with progress and monthly budgets by category.

REPORTS
• Month summary, income × expenses, spending by category and balance over time.
• Export the month sheet as PDF, image or spreadsheet.

STATEMENT
• Entries grouped by day, with daily totals, search and filters by account, category and type.
• Swipe to delete (with undo) or mark as paid.

AT HOME
• Use the same Recta account as on the web and switch between the households you belong to.
• Read-only members see everything without the risk of changing it.

OFFLINE
• Log an expense with no connection: it is queued and syncs on its own once you are back online.

PRIVACY
• Hide balances with one tap.
• App lock with biometrics or your device screen lock.
• No ads. Optional usage statistics you can turn off in Settings.

Available in 8 languages, with light and dark themes.

Privacy: https://recta.app/privacy
Terms: https://recta.app/terms

Recent changes:
- Search your card invoice by description, category, note or amount.
- Large invoices now load in full, with no transactions left out.