RING is India’s trusted transaction credit app for the young and the restless, offering easy payments, credit at point-of-sale, bill payments, bank transfers, etc. Customers are incentivized to do small value transactions, which are offered completely FREE.
Customers can avail credit of up to Rs.35,000 with quick and paperless KYC in under 2 minutes! APR varies from 14% - 28% per annum and loan tenure from 3 to 24 months. Use this credit to transact with ease and unlock mind-blowing benefits:
* Pay at RING partnered stores
* Bank Transfers to your own account
* Online & Offline payments
* Bill Payments
* RING Card
You can shop now and pay at over 3 lakh partner stores. You pay ZERO transaction fees on all mini-payments below Rs.200. Unlock great offers through our partners and win attractive rewards and cashback. You can also shop across sites like Amazon, Flipkart, Myntra and many more…!
With RING you can avail cash loans and transact on credit up to
Rs. 35,000 without any documentation. Keep unlocking higher limits on timely payments.
RING is a homegrown, Made-in-India app that is 100% digital with credit provided by a RBI registered NBFC (Si Creva Capital Service Pvt. Ltd).
Live a limitless life and pay when you shop, eat, date, travel, watch movies and gift your loved ones.Example for using RING Limit
Instant credit amount (Principal): ₹10,000
Tenure: 6 months
Interest Rate: 0% per annum.
Processing Fee (incl. GST): ₹300 (3%)
Total Interest: ₹0
Credit amount: ₹10,000
Total repayment amount: ₹10,300
Total Cost of the Loan = Interest Amount + Processing Fees = ₹0 + ₹300 = ₹300
How to avail RING Limit :
1. Open the camera/scanner to scan the welcome QR Code and install the app
2. Enter the amount to make the payment
3. Register with your contact number & PAN details
4. Accept the offer and start using your LIMIT
5. Pay as per the agreed repayment schedule
Why Choose RING?
● One-click magic Onboarding
● Quick & Simple Application Process
● Flexible and Multiple Repayment Options
● Instant Approval & Credit Activation
● No Physical Documentation
● No Collateral Required
● Applicant age should be 21 & above
● Indian Nationality
● Minimum monthly salary: Rs.25,000
● Only PAN required
For any queries & grievances, contact us on the below-mentioned details:
Email: [email protected]
Address: 2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, MH-400078
The application is SSL certified, and all transactions are 100% safe and secure.
UI improvements for enhanced customer experience
Bug fixes and under the hood improvements