SavvyDivvy

SavvyDivvy is your all-in-one personal finance tracker, smart bill splitter, and borrow/lend manager. Whether you are tracking daily spending, splitting rent and groceries with roommates, dividing trip expenses with friends, or keeping tabs on borrowed and lent money, SavvyDivvy makes money management simple, clear, and stress-free.

No more awkward money conversations, forgotten debts, or messy spreadsheets. Track every penny, know exactly who owes what, and settle up balances with complete transparency.

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🌟 KEY FEATURES
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🔄 Borrow & Lend Money Tracker
• Easily track money you borrow from or lend to friends, colleagues, and family.
• Set reminders so you never forget to return or collect pending dues.
• Keep full history of partial settlements, repayments, and outstanding balances.

👥 Split Bills with Friends & Groups
• Create groups for trips, roommates, parties, dinners, or family expenses.
• Split bills equally, by exact amounts, or by custom shares.
• Automatically calculate running balances so you always know who owes whom.

💰 Track Personal Expenses & Earnings
• Log your daily personal spending and income in seconds.
• Categorize expenses (Food, Shopping, Travel, Bills, Entertainment, etc.).
• Keep an eye on your net balance, savings, and monthly cash flow.

🧾 Smart Receipt Scanner (OCR)
• Snap a photo of any receipt or bill to automatically detect amounts.
• Fast, accurate, and saves you tedious manual typing.

📊 Visual Analytics & Charts
• Beautiful interactive charts show where your money is going.
• View category-wise spending trends and track your financial habits over time.

🤝 Effortless Settle Up
• Record cash, UPI, bank, or online payments.
• Clear balances with one tap and keep a clean, verified settlement history.

💱 Multi-Currency Support
• Full support for USD ($) and INR (₹).
• Easily manage local expenses or travel abroad without currency confusion.

🔒 Secure & Private
• Protect your financial records with Biometric lock (Fingerprint / Face ID).
• Encrypted data transfer ensures your privacy and information are always safe.

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🎯 PERFECT FOR:
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✔ Anyone tracking personal loans, borrowed amounts, or money lent to friends.
✔ Roommates sharing rent, utilities, and grocery bills.
✔ Friends traveling together on vacations and weekend trips.
✔ Couples managing shared living costs and household budgets.
✔ Colleagues splitting team lunches, coffee runs, and celebrations.
✔ Anyone looking to gain complete control over their daily finances.

Take control of your money, keep your friendships stress-free, and manage your budget smartly.

📲 Download SavvyDivvy today and start tracking with ease!