Settle: Split Bills & Expenses

Settle is a bill splitter that does the annoying part for you.

Point your camera at the receipt. Settle reads the line items, you tap who had what, and it works out everyone's share — including their fair part of tax and tip. No spreadsheet, no mental math at the table, nobody quietly overpaying.

WHAT YOU CAN DO

Split a receipt by item
Tap a face to put someone on a line. Shared a bottle three ways? Tap three faces. Settle handles the rounding so the shares always add up to the exact total on the paper.

Or just split it evenly
One amount, everyone on it. Same screen, one tap to switch.

Tax and tip, handled honestly
Split them in proportion to what each person actually ordered, evenly, or leave them on whoever paid. A $4 coffee shouldn't carry the same tax as a $104 steak.

Groups for the people you split with often
Roommates, a trip, a shared house. Settle nets everything down across every bill in the group, so instead of eleven small debts you get one number per person.

Pay in the app you already use
Hand off to Venmo, Cash App, PayPal, Zelle, Pix, UPI, GCash, SPEI or Mercado Pago with the amount already filled in.

A reminder that isn't awkward
One tap sends a notification with the bill and the amount. Nothing to write.

Use it without an account
Start as a guest. If you make an account later, the bills you already entered come with you.

HONEST ABOUT MONEY

Every bill keeps a full settlement history, so you can see who paid what and when. Balances are shown from your point of view, not as a pile of everyone else's debts. Bills you're square on move to an archive instead of cluttering the list. And there's no filler data anywhere in the app — when a screen is empty, it's because there is genuinely nothing there yet.

LANGUAGES AND CURRENCIES

English, Spanish, Portuguese, Hindi and Tagalog. Settle opens in whatever language your phone is already set to. 23 currencies, each written the way it's actually written at home.

SETTLE PRO

Free accounts get 3 receipt scans a month and can add unlimited bills by hand. Settle Pro adds:

- Unlimited receipt scans
- Smart nudges, so Settle reminds them instead of you
- Recurring expenses for rent, utilities and subscriptions
- A Pro badge next to your name

No ads, anywhere, on either plan.

Recent changes:
Welcome to Settle — the easiest way to split costs with friends, roommates, and travel crews.

- Scan a receipt and split it item by item
- Create groups and see who owes what at a glance
- Open Venmo, Cash App, or PayPal in one tap, or copy a Zelle handle
- Share a bill link so friends can pay without the app

Settle never holds your money. Payments happen in the apps you already use.

Questions or bugs? support@joinsettle.app