Silend

★★★★★ The app makes it easy to borrow money to build your credit up :) 5/5

★★★★★ Similarly to Dave, this takes into account your financial status and paychecks to determine the amount they can advance you. You can set your payback date, and the fees are very minimal. Wound recommend for those who are in a pinch and need money quickly.

★★★★★ There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as Silend is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Silend wouldn’t exist. As a frequent user, Silend needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Silend rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.