All-in-one LIC agent tool for training only. Not a govt-affiliated app.
About Smart - All In One Calculator
Smart - All In One Calculator is a finance app developed by InsuranceFunda.
How many times has Smart - All In One Calculator been downloaded?
Smart - All In One Calculator has been downloaded 3.1 million times. In the last 30 days, the app was downloaded 55 thousand times. It is ranked #6 in finance.
What is the rating of Smart - All In One Calculator?
Smart - All In One Calculator is rated 4.28 out of 5 stars, based on 19 thousand ratings.
Is Smart - All In One Calculator free?
Smart - All In One Calculator is free to download. The APK download size is 48.79 MB. The latest version available is 8.04. The last update was on July 26, 2026.
What are the requirements for Smart - All In One Calculator?
The app has a content rating of Everyone. The app has been available on Google Play May 2020.
Description
π± Smart – All In One Calculator
Made for LIC Agents | Not an Official LIC App
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π Disclaimer
Smart – All In One Calculator is not affiliated with LIC, India Post, or any government body. It is an independent educational and presentation tool developed to assist LIC agents and financial consultants with plan illustrations, training, and client servicing.
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π§ What the App Offers
Built by InsuranceFunda.in, this app empowers LIC professionals to: • π‘ Calculate accurate premiums across multiple LIC plans • π Generate detailed benefit charts and comparisons • π Create and share customized PDF presentations • π Prepare for IC-38 training and exams • π Manage clients, proposals, and policy data • π Explore investment, pension, and retirement planning tools
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π Primary Sources of Information
All data is derived from publicly available and legally accessible sources. We do not simulate, scrape, or misuse any government systems.
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π§Ύ Reference Information Sources
π§· IC-38 and Exam Support • IC-38 Official Guide: https://www.insuranceinstituteofindia.com/web/guest/new-ic-38-ia • Exam Fee Payment (New NSEIT Link): https://dexitexams.com/OnlinePayment/paymentRequest.jsp • Download Hall Ticket: https://www.iiiexams.org/Candidates/Hallticket • Download Scorecard: https://www.iiiexams.org/Candidates/Scorecard • Find Exam Centres: https://iiiexams.org/Home/ExamCenters
π§· LIC Official Websites • LIC Main Website: https://www.licindia.in/ • Insurance Plans Catalog: https://www.licindia.in/web/guest/insurance-plan • ULIP NAV Updates: https://www.licindia.in/web/guest/plan-nav1 • Premium Calculator: https://ebiz.licindia.in/D2CPM/#qni/basicinfo • LIC Digital Web Portal (Login): https://ebiz.licindia.in/D2CPM/#Login • e-NACH Registration: https://enach.licindia.in/LICNACHClient/
β οΈ Some services (e.g., NRI Portal, NRI Quick Pay) are geo-restricted and may not be accessible from Indian IP addresses.
π§· India Post Schemes • India Post Schemes Directory: https://www.indiapost.gov.in/directory
β Note: This app is not endorsed by LIC, India Post, or NSEIT. Trademarks and copyrights belong to their respective owners. These links are provided for user verification and transparency only.
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π¦ LIC Plans Covered
Smart – All In One Calculator helps you calculate, compare, and present a wide range of LIC offerings, including: • β Endowment Plans – for long-term savings + protection • β Money Back Plans – with periodic survival benefits • β Whole Life Plans – lifelong protection with returns • β Single Premium Plans – one-time payment with full benefits • β Children’s Plans – focused on education and marriage • β Pension Plans – annuity-based retirement solutions • β ULIPs – NAV-based market-linked investment options • β Bonus + FAB Calculators – including high SA scenarios
Plan numbers are excluded to ensure compatibility with LIC’s evolving product portfolio.
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π₯ Who Should Use This App?
Perfect for: • LIC Agents and Development Officers • IC-38 Exam Candidates • Financial Advisors and Insurance Trainers • Policyholders exploring benefits and comparisons
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βοΈ Google Play Policy Compliance
Smart – All In One Calculator follows Google Play’s Misleading Claims Policy: • β No simulation of government or official systems • β No policy purchase or servicing functionality • β No collection of confidential data • β Designed purely for training and education
Disclaimers are clearly shown inside the app and store listing.
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π Privacy Policy
No personal data is collected or sent to servers. All client and policy data is stored locally on your device.
π Full privacy policy: https://www.insurancefunda.in/smart-all-in-one-calculator-privacy-policy
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π€ Developed by InsuranceFunda
Trusted by over 10 lakh LIC professionals, InsuranceFunda is India’s most popular insurance learning and productivity platform.
π Visit: https://www.insurancefunda.in
Recent changes: Version 8.04 1. Fully Redesigned SMART UNDERWRITER 2. All tools redesigned 3. Added more forms 4. Redesigned resources section 5. Redesigned income tax calculator 6. Important bug fixes and more
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Comments on Smart - All In One Calculator for Android
β β β β β sandesh kunjirΒ· Apr 20, 2026
LIC Protection Plus Plan is not available in Product Mix Section... Please Update..... Rest Everything is Good ππ
β β β β βJayanta ChatterjeeΒ· Jun 4, 2026
Old Amrit baal 774 update Amrit baal 874 hoi ni keno ??
β β β β β Venkatesh BhaskarΒ· Jul 11, 2026
Super app but surrender value of Whole life plan like Jeevan Umang and UTSA are not correct. Also, policy term is till 100 years of policyholder depending on the age he enters. Pls freeze the policy term. Also surrender value calculation is wrong. The accumulated Bonus is not given at the time of surrender. There is only a percentage of Accumulated bonus and some percentage of Total premium paid given at the time of surrender. Pls check the calculation.
β β βββPremachandran D. KottarathΒ· Apr 27, 2026
In this, the letters and digital nos are given very small size fond and please darken the letters and digital. Otherwise we can't read properly Specially aged persons. So pls highlight or darken the letters and digital numbers. In this unable to read because of jest like fad letters.tks.
β ββββAkash SΒ· Jul 9, 2026
Iam having premium version. While sharing quotation in the benefit and coverage table I couldn't share the compact version, only detailed version I could share. It is causing too many complications to the customer. Please fix it.
β β βββArshad SaiyedΒ· May 21, 2026
When we use settlement option in any plan, the software shows settlement from next year. If we use settlement option we should see settlement from same year.
β β βββMANMEET SINGHΒ· Jun 9, 2026
When I try to share any plan it automatically converts into details version and in jeevan UTSA plan flex option miss out at the time of sharing a PDF
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