All-in-one LIC agent tool for training only. Not a govt-affiliated app.
About Smart - All In One Calculator
Smart - All In One Calculator is a finance app developed by InsuranceFunda.
Download Statistics
Smart - All In One Calculator has been downloaded 3.1 million times. In the last 30 days, the app was downloaded 53 thousand times. It is ranked #7 in finance.
User Ratings
Smart - All In One Calculator is rated 4.28 out of 5 stars. The rating is based on 19 thousand ratings.
App Information
Smart - All In One Calculator is FREE to download. The APK download size is 51.80 MB. The latest version available is 8.07. The last update was on August 12, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play May 2020.
Description
π± Smart – All In One Calculator
Made for LIC Agents | Not an Official LIC App
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π Disclaimer
Smart – All In One Calculator is not affiliated with LIC, India Post, or any government body. It is an independent educational and presentation tool developed to assist LIC agents and financial consultants with plan illustrations, training, and client servicing.
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π§ What the App Offers
Built by InsuranceFunda.in, this app empowers LIC professionals to: • π‘ Calculate accurate premiums across multiple LIC plans • π Generate detailed benefit charts and comparisons • π Create and share customized PDF presentations • π Prepare for IC-38 training and exams • π Manage clients, proposals, and policy data • π Explore investment, pension, and retirement planning tools
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π Primary Sources of Information
All data is derived from publicly available and legally accessible sources. We do not simulate, scrape, or misuse any government systems.
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π§Ύ Reference Information Sources
π§· IC-38 and Exam Support • IC-38 Official Guide: https://www.insuranceinstituteofindia.com/web/guest/new-ic-38-ia • Exam Fee Payment (New NSEIT Link): https://dexitexams.com/OnlinePayment/paymentRequest.jsp • Download Hall Ticket: https://www.iiiexams.org/Candidates/Hallticket • Download Scorecard: https://www.iiiexams.org/Candidates/Scorecard • Find Exam Centres: https://iiiexams.org/Home/ExamCenters
π§· LIC Official Websites • LIC Main Website: https://www.licindia.in/ • Insurance Plans Catalog: https://www.licindia.in/web/guest/insurance-plan • ULIP NAV Updates: https://www.licindia.in/web/guest/plan-nav1 • Premium Calculator: https://ebiz.licindia.in/D2CPM/#qni/basicinfo • LIC Digital Web Portal (Login): https://ebiz.licindia.in/D2CPM/#Login • e-NACH Registration: https://enach.licindia.in/LICNACHClient/
β οΈ Some services (e.g., NRI Portal, NRI Quick Pay) are geo-restricted and may not be accessible from Indian IP addresses.
π§· India Post Schemes • India Post Schemes Directory: https://www.indiapost.gov.in/directory
β Note: This app is not endorsed by LIC, India Post, or NSEIT. Trademarks and copyrights belong to their respective owners. These links are provided for user verification and transparency only.
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π¦ LIC Plans Covered
Smart – All In One Calculator helps you calculate, compare, and present a wide range of LIC offerings, including: • β Endowment Plans – for long-term savings + protection • β Money Back Plans – with periodic survival benefits • β Whole Life Plans – lifelong protection with returns • β Single Premium Plans – one-time payment with full benefits • β Children’s Plans – focused on education and marriage • β Pension Plans – annuity-based retirement solutions • β ULIPs – NAV-based market-linked investment options • β Bonus + FAB Calculators – including high SA scenarios
Plan numbers are excluded to ensure compatibility with LIC’s evolving product portfolio.
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π₯ Who Should Use This App?
Perfect for: • LIC Agents and Development Officers • IC-38 Exam Candidates • Financial Advisors and Insurance Trainers • Policyholders exploring benefits and comparisons
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βοΈ Google Play Policy Compliance
Smart – All In One Calculator follows Google Play’s Misleading Claims Policy: • β No simulation of government or official systems • β No policy purchase or servicing functionality • β No collection of confidential data • β Designed purely for training and education
Disclaimers are clearly shown inside the app and store listing.
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π Privacy Policy
No personal data is collected or sent to servers. All client and policy data is stored locally on your device.
π Full privacy policy: https://www.insurancefunda.in/smart-all-in-one-calculator-privacy-policy
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π€ Developed by InsuranceFunda
Trusted by over 10 lakh LIC professionals, InsuranceFunda is India’s most popular insurance learning and productivity platform.
π Visit: https://www.insurancefunda.in
Recent changes: Version 8.07 1. Important Bug fixes
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Comments on Smart - All In One Calculator for Android
β β β β β Venkatesh BhaskarΒ· Jul 11, 2026
Super app but surrender value of Whole life plan like Jeevan Umang and UTSA are not correct. Also, policy term is till 100 years of policyholder depending on the age he enters. Pls freeze the policy term. Also surrender value calculation is wrong. The accumulated Bonus is not given at the time of surrender. There is only a percentage of Accumulated bonus and some percentage of Total premium paid given at the time of surrender. Pls check the calculation.
β β β β βJayanta ChatterjeeΒ· Jun 4, 2026
Old Amrit baal 774 update Amrit baal 874 hoi ni keno ??
β β βββS SΒ· Aug 4, 2026
This app Adds On dark mode Off / On option add No becoz any people are used dark mode so calculations doing so not shiw alll details this app So plz Dark. Mode off or On option add kriye
β ββββAkash SΒ· Jul 9, 2026
Iam having premium version. While sharing quotation in the benefit and coverage table I couldn't share the compact version, only detailed version I could share. It is causing too many complications to the customer. Please fix it.
β ββββprashant kholeΒ· Jun 1, 2026
This version don't have black theme background after plan presentation background White not black previous version have Black theme background please add this
β β βββGangadhar Reddy SangireddyΒ· May 30, 2026
After using the calculation for three days, the details that appear on the display are not appearing after sharing. The display shows an eight-page ppt, but after sharing, only a three-page ppt. Only WhatsApp goes to customers. What is the problem?
β β βββMANMEET SINGHΒ· Jun 9, 2026
When I try to share any plan it automatically converts into details version and in jeevan UTSA plan flex option miss out at the time of sharing a PDF
β β βββArshad SaiyedΒ· May 21, 2026
When we use settlement option in any plan, the software shows settlement from next year. If we use settlement option we should see settlement from same year.
β ββββSachin MahajanΒ· Aug 7, 2026
Nilesh Plus illustration does not show the charges correctly. FMC are 1.35% of fund value and are charge per annum. This part is missing in the illustration. Please rectify.
Google Play Rankings for Smart - All In One Calculator
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