Smart Debt: Debt Tracker

SmartDebt is a simple and modern app for tracking debts and repayments in one place.

Use SmartDebt to record who owes you money and whom you owe, keep an eye on due dates, and follow repayments without confusion. The app is designed for everyday use: fast, clear, practical, and easy to understand from the first launch.

Main features:
• Two clear sections: They owe me and I owe
• Quick debt entry with amount, currency, note, and due date
• Partial and full repayment tracking
• Debt history for each record
• Search on the main screen
• Multi-currency support
• Clean and modern interface
• Local data storage on your device
• No registration and no account required

SmartDebt is built for people who want a straightforward way to manage personal debts without spreadsheets, paper notes, or messy chat history.

Whether you are lending money to a friend, tracking household payments, splitting expenses, or simply keeping your personal finances more organized, SmartDebt helps you stay in control.

Why SmartDebt:
• Easy to use
• Focused on real everyday needs
• Fast access to important information
• Clear debt and repayment flow
• Practical design without unnecessary complexity

Your records stay available directly on your device, so you can manage your debt list quickly whenever you need it.

SmartDebt is part of the SmartLab app ecosystem, focused on creating useful apps for real life.

Recent changes:
Updated for Android 16 and API 36.
Fixed recurring payment scheduling and overpayment records.
Improved backup, restore, interface layout, and advertising stability.