SmartWallet: Budget & Finance

SmartWallet is a smart personal finance app that helps you manage your budget effortlessly.

HOW IT WORKS
1. Log income and expenses with categories — rent, groceries, transport, bills.
2. Set recurring transactions once and let them post themselves each month.
3. Open the reports to see where your money actually goes.
4. Set a savings goal and watch the progress fill in.

📊 REPORTS & ANALYTICS
View monthly income and expenses by category. Discover where your money goes with clear charts. Track your savings rate in real time.

💡 AI FINANCIAL ADVISOR
An AI assistant analyzes your spending and provides personalized saving tips and instant answers to your financial questions.

🎯 SAVINGS GOALS
Set goals for a vacation, a car or a wedding — track your progress live.

⚖️ DEBT & CREDIT TRACKING
Know who owes you and what you owe, with your net position always visible.

📅 BILL CALENDAR
View upcoming bills on a calendar and never miss a payment deadline.

🔄 RECURRING TRANSACTIONS
Automatically track rent, salary and subscriptions.

💱 CURRENCY CONVERTER
Instant conversions with live exchange rates.

🔒 SECURE
Your data travels over an encrypted connection, and the app supports biometric lock.

WHO IT'S FOR
• Anyone who reaches the end of the month wondering where the money went
• People budgeting a salary and trying to save consistently
• Anyone juggling credit cards, rent and subscription renewals
• Friends tired of keeping track of who owes whom in their head
• Freelancers with irregular income who need a clear monthly picture

FREQUENTLY ASKED QUESTIONS
Do I need to connect a bank account? No. You enter transactions yourself — no bank linking required.
Can I use more than one currency? Yes, the converter works with live exchange rates.
Is my data safe? The connection is encrypted and you can lock the app with biometrics.
What is free? Core income and expense tracking is free; Premium unlocks unlimited transactions, the AI advisor and detailed reports.
How do I cancel? One tap in your Google Play account.

WHY BUDGETING WORKS
The first step to spending less is seeing it. SmartWallet answers "how much have I spent this month" on one screen, even mid-month; categories show you what to cut, and goals turn saving from a vague intention into a number that moves.

Free plan | Premium: unlimited transactions, AI advisor, detailed reports. Premium is an auto-renewing subscription you can cancel any time in Google Play.

Recent changes:
• The rating prompt could fail once and then never appear again; fixed.
• Failed AI chat requests no longer count against your quota.
• Stability improvements.