SoLo Funds: Lend, Borrow, Bank
by Solo Funds
· Finance
· Free
On Google Play since November 2021
· Data updated
SoLo Funds: Lend, Borrow, Bank is made and published by Solo Funds. AppBrain is an independent app data site and isn't affiliated with Solo Funds. The app name, icon, screenshots and description belong to Solo Funds and are shown as published on Google Play.
AppBrain's verdict
PopularLoved by users- Rating on Google Play
- 4.55
- 25,978 ratings
- Installs
- 1 million
- Last updated
- October 20, 2026
- Ads
- No ads
- Size
- 40.3 MB
SoLo Funds: Lend, Borrow, Bank is popular, with 1 million installs. Users love it: 4.6 stars from 25,978 ratings.
User feedback
Ratings and reviews on Google PlayComments on SoLo Funds: Lend, Borrow, Bank for Android
★★★★★
Melissa Ahrendt
· Sep 30, 2026
I just downloaded this app, and so far it's awesome. I was in a pinch, and got a loan within minutes!!!
★★★★★
Miles Pitts
· Oct 8, 2026
I like the fact that solo funds is a community, and the service is top of the line.
★★★★☆
David Davis
· Sep 11, 2026
Update: It's a good app, but I funded 98 loans, 21 people never paid me back, lost my $300 I started with in 2023.
★★★★★
Rebecca
· Oct 5, 2026
Just downloaded. I want to lend money from my allowance, but I can only afford to fund smaller loans like $50. I haven't found one that low yet. Feedback: Would like custom notification feature when loan requests come in that I match my bid criteria. Will update review when I use the app more.
★★★★★
Alexis Tillman
· Sep 24, 2026
I love it when people help other people in need. Borrowing money is easy.
★☆☆☆☆
Victoria Quartin
· Oct 8, 2026
This app was awesome until they reformatted and now require that you connect a payroll direct deposit in order to request loans and receive funds
★☆☆☆☆
Archduke17
· Oct 12, 2026
An absolute scam: they don't directly lend, demand deposits, etc. Moreover, their app isn't allowing me to delete my account on this fraud.
★☆☆☆☆
James Stariha
· Oct 4, 2026
Jonathan M. 31 days late Sandra A. 30 days late Pay your loans back please. A 35% recovery fee charged to the lender n not to the borrower who's delinquent on said loan? = loss on lenders part. Less than 1 star if possible on this review. Lend to reap the losses more fitting slogo
★☆☆☆☆
Narissa Redley
· Oct 10, 2026
I downloaded the SoLo funds app and borrowed $100, which I repaid before the due date. After repaying I decided to lend some money to others. I loaned two persons $100 each. One loan was to be repaid in 6 days the other in 15 days. Both loans were not repaid. I reached out customer service via email and was told that my case would be escalated. I'm still waiting to hear from them. I need my MONEY!!!!! I just came back to say it's been 296 days and still haven't gotten my money back. SCAMMER.
Google Play Rating history and histogram
Store listing
By Solo Funds, from Google Play“Lend, borrow, and bank on your own terms, powered by SoLo's intelligence engine.”
Screenshots by Solo Funds, from the Google Play listing
Description by Solo Funds Written by the developer, not by AppBrain. Click to read.
Making Gains. Borrow up to $650 on your own terms, lend to earn, and bank with SoLo Wallet. Powered by SoLo's intelligence engine, built so your money works harder for you.
Borrow and save: borrow for any reason, with no payroll tie-in, no store purchase, and often for less than most other options.*
Lend and grow: fund real members and earn as they repay. Lenders who fund consistently have historically outperformed standard retail options.**
HOW BORROWING WORKS
Borrow $20 to $650, no credit check. You set the amount, the repayment date, and any optional tip and donation, and loans are funded in 3 minutes on average. Your loan is funded by other SoLo members and repaid when you choose. No compounding interest, no hidden fees, no subscription. What you agree to is what you owe.
HOW LENDING WORKS
Browse loans, choose who you lend to, and earn as members repay. Every loan shows the borrower's SoLo Score, built on years of transaction data, so you can lend with precision and choose the loans that fit your strategy.
SOLO PROTECTION
Identity verification, biometric checks, real-time fraud monitoring, secure bank-to-bank transfers, and a safety net that may offset losses on funded loans.
SOLO WALLET
Free. The SoLo Wallet and SoLo Funds Mastercard Debit Card come with account and routing numbers, Apple Pay, Google Pay, and Samsung Pay. Deposit, withdraw, and spend anywhere Mastercard is accepted.
SOLO IQ
SoLo's AI financial co-pilot. Ask it anything about your money and get instant, private answers built around your own habits and goals.
SOLO ALPHA
America's best performing high-yield account.*** Built by intelligence. Join the waitlist. Members are approved on a rolling basis.
RECOGNITION
Certified B Corporation since 2021. Inc. 5000 Fastest-Growing Private Companies (2026). EY Entrepreneur Of The Year Greater Los Angeles finalist (2026). Banking Tech Awards USA finalist (2025). CNBC Disruptor 50 (2023). Fast Company World Changing Ideas finalist (2021, 2022).
*Cost comparisons from the 2026 Cash Poor Report, a national survey of 2,000 U.S. adults conducted with Opinium Research.
**Consistent SoLo lenders have historically averaged 24%+ annual returns, per SoLo platform data. Returns are not guaranteed or FDIC insured and vary by loan selection, portfolio size, and activity. Lending involves risk, including loss of principal. Past performance does not guarantee future results.
***SoLo Alpha is offered by SoLo Cooperative, a separate legal entity from SoLo Funds, Inc.; neither guarantees the other's obligations. Not a bank deposit; not FDIC insured. APY is a trailing 12-month average for strategies using SoLo Funds borrowers with a SoLo Score of 55+. Returns vary and are not guaranteed. Availability varies by state.
SoLo Funds, Inc, a Certified Benefit Corporation, is not a bank. Banking services provided by Bangor Savings Bank, Member FDIC. The SoLo Funds Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.
For more information please visit our website https://solofunds.com/.
(1) $650 Cash Requests: Criteria applies, see Terms https://solofunds.com/terms/ for more details.
(2) SoLo Wallet: The bank services are provided by Bangor Savings Bank, Member FDIC.
All loans regardless of the early schedule payment have the same terms, with 90 days for repayments and default. The early repayment schedule for a loan request can differ between members with all loans up to 90 days to pay in full until defaulted. Your initial scheduled early repayment date can be skipped without issue and repaid manually in-app at any time with minimum and maximum repayment schedule up to 90 days. All loans have up to 90 days to pay in full until defaulted.
See SoLo's Privacy Policy https://solofunds.com/privacy
Recent changes:
Making Gains. Fixed issues reported by members across the app. Thanks for the feedback. Keep it coming.
Borrow and save: borrow for any reason, with no payroll tie-in, no store purchase, and often for less than most other options.*
Lend and grow: fund real members and earn as they repay. Lenders who fund consistently have historically outperformed standard retail options.**
HOW BORROWING WORKS
Borrow $20 to $650, no credit check. You set the amount, the repayment date, and any optional tip and donation, and loans are funded in 3 minutes on average. Your loan is funded by other SoLo members and repaid when you choose. No compounding interest, no hidden fees, no subscription. What you agree to is what you owe.
HOW LENDING WORKS
Browse loans, choose who you lend to, and earn as members repay. Every loan shows the borrower's SoLo Score, built on years of transaction data, so you can lend with precision and choose the loans that fit your strategy.
SOLO PROTECTION
Identity verification, biometric checks, real-time fraud monitoring, secure bank-to-bank transfers, and a safety net that may offset losses on funded loans.
SOLO WALLET
Free. The SoLo Wallet and SoLo Funds Mastercard Debit Card come with account and routing numbers, Apple Pay, Google Pay, and Samsung Pay. Deposit, withdraw, and spend anywhere Mastercard is accepted.
SOLO IQ
SoLo's AI financial co-pilot. Ask it anything about your money and get instant, private answers built around your own habits and goals.
SOLO ALPHA
America's best performing high-yield account.*** Built by intelligence. Join the waitlist. Members are approved on a rolling basis.
RECOGNITION
Certified B Corporation since 2021. Inc. 5000 Fastest-Growing Private Companies (2026). EY Entrepreneur Of The Year Greater Los Angeles finalist (2026). Banking Tech Awards USA finalist (2025). CNBC Disruptor 50 (2023). Fast Company World Changing Ideas finalist (2021, 2022).
*Cost comparisons from the 2026 Cash Poor Report, a national survey of 2,000 U.S. adults conducted with Opinium Research.
**Consistent SoLo lenders have historically averaged 24%+ annual returns, per SoLo platform data. Returns are not guaranteed or FDIC insured and vary by loan selection, portfolio size, and activity. Lending involves risk, including loss of principal. Past performance does not guarantee future results.
***SoLo Alpha is offered by SoLo Cooperative, a separate legal entity from SoLo Funds, Inc.; neither guarantees the other's obligations. Not a bank deposit; not FDIC insured. APY is a trailing 12-month average for strategies using SoLo Funds borrowers with a SoLo Score of 55+. Returns vary and are not guaranteed. Availability varies by state.
SoLo Funds, Inc, a Certified Benefit Corporation, is not a bank. Banking services provided by Bangor Savings Bank, Member FDIC. The SoLo Funds Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.
For more information please visit our website https://solofunds.com/.
(1) $650 Cash Requests: Criteria applies, see Terms https://solofunds.com/terms/ for more details.
(2) SoLo Wallet: The bank services are provided by Bangor Savings Bank, Member FDIC.
All loans regardless of the early schedule payment have the same terms, with 90 days for repayments and default. The early repayment schedule for a loan request can differ between members with all loans up to 90 days to pay in full until defaulted. Your initial scheduled early repayment date can be skipped without issue and repaid manually in-app at any time with minimum and maximum repayment schedule up to 90 days. All loans have up to 90 days to pay in full until defaulted.
See SoLo's Privacy Policy https://solofunds.com/privacy
Recent changes:
Making Gains. Fixed issues reported by members across the app. Thanks for the feedback. Keep it coming.
Safety and technology
Found in the app by AppBrain- Ads
- No ads
- Price
- Free
- Libraries
- 0
- App size
- 40.3 MB
- Needs Android
- 8.0+
- Content rating
- Everyone
Technologies used by SoLo Funds: Lend, Borrow, Bank
25 permissions
Subscribe to see full permission and library details
Releases
Updates seen on Google Play- Version
- 4.0.2
- Launched
- November 2021
Alternatives
Similar apps and more from Solo FundsAlternatives to SoLo Funds: Lend, Borrow, Bank
Also available on the App Store
Installs
Tracked by AppBrain- Last 30 days
- 25 thousand
- Per day
- 850
- 30-day average
- Play install range
- 1+ million
- Launched
- November 2021
Installs over time
SoLo Funds: Lend, Borrow, Bank has been installed 1 million times. Over the past 30 days, it averaged 850 installs per day.
Rankings
Google Play top charts- Highest rank
- #148
- Chart
- Top Free
- Finance
- Country
- United States
Google Play Rankings for SoLo Funds: Lend, Borrow, Bank
Ranking history in United States
About the app and developer
About SoLo Funds: Lend, Borrow, Bank
SoLo Funds: Lend, Borrow, Bank is a finance app developed by Solo Funds.
Install Statistics
SoLo Funds: Lend, Borrow, Bank has been installed 1 million times. In the last 30 days, the app was installed 25 thousand times.
User Ratings
SoLo Funds: Lend, Borrow, Bank is rated 4.55 out of 5 stars. The rating is based on 26 thousand ratings.
App Information
SoLo Funds: Lend, Borrow, Bank is freely available from Google Play. The app size is 40.28 MB. The latest version available is 4.0.2. The last update was on October 20, 2026.
Technical Requirements
SoLo Funds: Lend, Borrow, Bank requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since November 2021.
App Performance Report
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