SpendAI: Smart Expense Manager

SpendAI is a smart, intuitive personal finance and expense manager designed to help you take complete control of your daily spending, budgets, and savings.

Whether you want to track daily expenses, plan monthly budgets, manage digital Khata (money lent/borrowed), or organize recurring bills and subscriptions, SpendAI delivers everything in one clean, modern, and easy-to-use financial dashboard.

🔒 SECURE & PRIVATE FINANCIAL VAULT
Your financial privacy is our highest priority:
• Local Data Security: Your transactions, accounts, and budgets are securely stored on your local device.
• Easy Backups: Create JSON backups with seamless restore options to keep your data safe.
• Biometric Protection: Lock your personal finance dashboard with PIN, Fingerprint, or Face Unlock.

💡 KEY FEATURES

🎤 AI Smart Voice & Quick Entry
• Add expenses quickly using your voice (e.g., "Spent 250 on groceries").
• Multi-category tag support with custom notes and payment modes.

📊 Visual Analytics & Insightful Charts
• Interactive category breakdown charts to visualize where your money goes.
• Monthly and weekly expense vs income trend comparisons.
• Cash flow tracking across multiple wallets and bank accounts.

💰 Smart Category Budgeting
• Set realistic spending limits for Food, Shopping, Bills, Fuel, and more.
• Visual progress indicators with proactive alerts before you overspend.

🤝 Digital Khata & Debt Tracker
• Manage money lent to or borrowed from friends, family, or clients.
• Record settlements, track pending dues, and view detailed payment histories.

⏰ Recurring Bills & Subscription Reminder
• Never miss an EMI, utility bill, Netflix, or Spotify subscription payment.
• Get customizable reminder notifications before due dates.

📑 PDF & Excel/CSV Financial Reports
• Generate comprehensive spending reports in PDF and CSV formats.
• Filter transactions by date range, payment category, or account.

🌍 Multi-Currency & Dark Mode
• Support for major global currencies (INR ₹, USD $, EUR €, GBP £, etc.).
• Beautiful dark and light themes crafted for battery saving and eye comfort.

Start managing your personal finances smarter with SpendAI today!

Recent changes:
🎉 Welcome to SpendAI: Smart Expense Manager!

✨ What's New:
• 🎙️ Smart AI Voice Entry: Record expenses in English, Hindi & Gujarati
• 📊 Interactive Spending Donut Charts & Deep Analytics
• 🎯 Monthly Category Budgets with visual progress bars
• 🤝 Digital Khata & Debt Tracker with 1-tap WhatsApp reminders
• 📄 Instant PDF Monthly Statements & Excel CSV exports
• 🔒 100% Offline Vault with PIN & Fingerprint Security