SpendByMe - Auto Expense Track is a finance app developed by CtrlOne.
How many times has SpendByMe - Auto Expense Track been downloaded?
SpendByMe - Auto Expense Track has been downloaded 20 thousand times. In the last 30 days, the app was downloaded 1.6 thousand times.
What is the rating of SpendByMe - Auto Expense Track?
SpendByMe - Auto Expense Track has no ratings yet.
Is SpendByMe - Auto Expense Track free?
SpendByMe - Auto Expense Track is free to download. The APK download size is 69.72 MB. The latest version available is 1.61.0. The last update was on August 28, 2026.
What are the requirements for SpendByMe - Auto Expense Track?
The app has a content rating of Everyone. The app has been available on Google Play April 2026.
Description
Stop tracking expenses manually.
Most expense tracker apps expect you to enter everything yourself. That’s where people give up.
SpendByMe is an AI-powered SMS & email-based automatic money management app that tracks expenses, subscriptions, credit card bills, EMIs, and much more automatically.
Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances.
No spreadsheets. No daily effort. No confusion. Just clarity.
Works with almost every major currency worldwide.
⚡ Track your money and log expenses instantly
1. Automatic SMS tracking Automatically tracks transaction details from transactional SMS messages. No manual entry required.
2. Paste any transaction Paste a bank message and it gets categorized and added instantly.
3. Manual entry Add amount, merchant, and account. SpendByMe completes the rest automatically.
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🧠 Smart expense categorisation • Automatically categorises your transactions • Learns from your usage and improves over time • Set custom rules for full control • No need to fix categories again and again
💼 All your money in one place • Bank accounts, credit cards, wallets, cash • Automatic balance tracking • One clean view of your finances • Automatic currency conversion support. No switching between apps. No guesswork.
💳 Smart credit card management • Track credit card bills, due dates, and limits • Monitor spending across multiple cards • Understand your real credit usage • Avoid missed payments and late fees
🔁 Subscription, loan & EMI tracker • Detects subscriptions, EMIs, loans, and recurring payments • Track upcoming payments and due dates • Avoid missed payments and hidden charges
👥 Splits with friends & couples • Split expenses with friends instantly • Track shared expenses for trips and groups • Manage couple expenses easily • Send reminders in one tap
🏷️ Tags & sub-tags for better organization • Organize transactions using tags and sub-tags • Track reimbursements and shared payments • Create trip budgets and event budgets • Filter transactions exactly how you want
📍 Spending map & smart insights • See where you spend money on a map • Track location-based spending habits
📄 Upcoming payments & invoice tracker • Track upcoming bills and payments • Create and manage invoices
🎯 Budget planner & goal tracking • Create budgets in seconds • Track savings goals and financial targets
📊 Accurate financial tracking • Separates expenses, income, and transfers properly • Clean and reliable data • Search any transaction instantly • Real insights into your spending
🔍 Powerful search & insights • Search transactions, tags, merchants, or notes instantly • AI Insights • Understand where your money goes
🔒 Privacy-first expense tracker Your data stays yours. • Everything stays on your device unless you enable sync • Only transactional messages and emails are processed • No chat access • No unnecessary data collection
SpendByMe does not read personal chats, OTPs, or unrelated messages.
⚙️ Flexible & easy to use Want full automation? It’s there. Prefer manual control? That works too.
SpendByMe adapts to you. 🚀 Gets smarter over time The more you use it, the better it becomes. Better categorization. Better accuracy. Less effort.
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Comments on SpendByMe - Auto Expense Track for Android
★★★★★Rohil Ameen· Jul 31, 2026
Great app for daily tracking your day-to-day expense and budget ....
★★★★★Mohit Jha· Apr 7, 2026
Been using this app from last 2 days, and it’s honestly a crazy app. Tracks expenses automatically and UI looks awesome
★★★★★Shailush Shyam· Apr 7, 2026
Good app for expense tracking. Easy to use and works well for daily use. Clean interface and helpful for keeping finances in control without effort.
★★☆☆☆Sai Kiran· May 3, 2026
I like the fact that the app has an option to budget and also track spends but again-the tracking happens with reference to SMS? When I linked my account (which I now deleted) and fetched the last 30 days transactions - it considered many non-transactional messages, and I had to sit and manually look through each transaction, read the message and understand if it was transactional or not! This process would make me spend a lot of time on this. Instead of msg, there is no acc aggregator option?
★☆☆☆☆Kulasekarapandian S· Jul 29, 2026
The app was initially good with clean ui and rules etc. but now with each update many features are moved behind pay wall, and it's broken all existing transactions. Moving features behind pay wall is at developer discretion however proper notification should be given to user and breaking up existing tracked transactions with update is not good. Currently, the negatives outweigh the positive and doesn't warrant a subscription
★☆☆☆☆Ayush Das· May 27, 2026
I am not able to open app The problem in login page when I fill my email and password. App shows error. Plz fix it
★★☆☆☆Harshil Shah· Jul 26, 2026
Idea is good, but the execution is not. The auto-detect makes a lot of mistakes. It takes more time correcting stuff than manually adding the transaction. And why you do not have an option to remove an account? Specifically when I know the account is incorrect but to auto-detect think it's correct. Please improve the UX, the settings are too much cluttered. I would rather stick to the tracker app which I am using.
Google Play Rankings for SpendByMe - Auto Expense Track
This app is not ranked
Technologies used by SpendByMe - Auto Expense Track
25 permissions
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
