SpendWise: Expense Tracker

SpendWise is a simple, private expense tracker for everyday money. Add what you spend in a few taps, see exactly where it goes, and stay inside a budget you set yourself.

Everything stays on your phone. There is no account to create, no sign-in, no adverts, no subscriptions, and the app asks for no permissions at all.

TRACK EVERY DAY
• Record expenses, income and transfers between your own accounts
• Cash, bank, cards, wallets and savings, each with its own balance
• Ready-made categories, or create your own with an icon and colour
• Add payee, payment method, notes and tags to any entry
• Type quick sums straight into the amount field, like 12.50+3
• Search and filter your whole history, grouped day by day
• Deleted something by mistake? Undo it right away

BUDGETS THAT MAKE SENSE
• Set one overall monthly limit, or a separate limit per category
• Choose weekly or monthly budgets
• Clear progress bars showing what is left, or how far over you are

SEE THE PATTERN
• Monthly report with a category breakdown
• Compare this month against last month
• Seven-day spending chart on the home screen
• Calendar view showing which days you spent and earned

PLAN AHEAD
• Savings goals, with the amount you have put aside so far
• Subscriptions, with your monthly total in one place
• Debts and loans, with payments recorded against them

YOUR CURRENCY
• Works with any world currency
• Picked automatically from your device, and changeable any time

PRIVATE BY DESIGN
• No permissions requested. Not one.
• No internet access, no analytics, no tracking, no data collection
• Balances stay hidden on the recent-apps screen
• Export your transactions to a CSV file whenever you like
• Delete all of your financial data in one tap from Settings
• Light and dark themes, following your system setting

No ads. No in-app purchases. No premium upsell. Just a fast, offline expense tracker that respects your privacy.