Spendwise

Spendwise is a fast, offline expense tracker for Android. Log income and expenses in seconds, set a monthly budget, and see exactly where your money went — no account required.

Your data stays on your phone. Spendwise has no sign-up, no bank connection, and no cloud sync. Open the app and start tracking immediately — no email, no password, no onboarding maze.

LOG SPENDING IN SECONDS
• Amount, income or expense, category, date and note
• Quick add from the dashboard
• Confirmation after every save, showing what was recorded
• Edit or delete any entry later

RECEIPTS AND ATTACHMENTS
• Attach one photo or PDF to any expense — a receipt or an invoice
• A photo is resized for you, so a full-size camera shot still fits
• Replace or remove the attachment whenever you like
• Open a photo full screen; a PDF opens in your reader
• Share a photo straight from another app into Spendwise and save it as an expense
• Nothing is uploaded — attachments stay on your phone, and a backup carries them

KNOW WHERE YOUR MONEY GOES
• What you've spent this month, against your budget, on one panel
• Income and net balance underneath it
• The bills still to log, with overdue warnings
• A category breakdown of the month
• Recent activity grouped by day, each with its net
• Search your history by category, person, or note

GROUPS FOR SHARED MONEY
• A trip, a household, a shared flat — each gets its own ledger
• Its own people, categories, transactions, budget and notes
• A group's balances stay separate from your personal ledger
• Add an expense into the group, split between its people

REPORTS AND EXPORTS
• Browse any month or year, back to your very first record
• An expense trend, spending by category, and your budget position
• The yearly view adds the months up, so progress is clear
• Export a report as a PDF or a spreadsheet
• Files go to the Android share sheet — nothing is uploaded

A BUDGET THAT ACTUALLY HELPS
• Set one monthly budget and change it any time
• Live progress with safe, warning, and over-budget states
• Recurring categories for regular bills — monthly, weekly or yearly — with planned amounts
• A guided checklist for recurring bills with no amount yet
• Every group can carry its own budget

KEEP TRACK OF WHO OWES WHAT
• A simple IOU ledger for money you lend or borrow
• A running balance for each person, updated as you settle
• Split an expense with someone and record their share
• Optional reminders when a balance is still outstanding
• One combined feed for spending and IOUs

NOTES AND CHECKLISTS
• Write notes or checklists alongside your spending
• Colour-code, archive and edit them any time
• Pin up to four notes to your Dashboard
• Tick items off as you go, with a done count for each list
• A fresh install starts with a welcome note and a checklist to try

MAKE IT YOURS
• Light, dark, or follow your phone
• Five accent colours — or match your phone's own
• Twelve app languages, including right-to-left Arabic
• Any ISO currency from the full list, changeable any time
• Formatting only — recorded amounts are never silently converted

BUILT FOR PRIVACY AND RELIABILITY
• Everything is stored in an on-device database
• Works fully offline, anywhere
• No account, no in-app purchases, and no advertising ID
• One non-personalized ad on the save screen keeps Spendwise free
• Where the law requires it, you choose first whether an ad shows
• Anonymous usage analytics, switchable off in Settings
• Optional app lock with your device PIN, pattern or biometrics
• Export a backup file and restore it on a new device

YOUR MONEY, YOUR CHOICE
Spendwise keeps no account and no server copy of your finances. Backup & Restore exports everything to a file you control, and a daily reminder can nudge the logging habit along.

Spendwise is a personal record-keeping tool. It does not connect to your bank, does not move money, and does not provide credit or financial advice.

Support: support@spendwise.download