Spice Money Adhikari

Spice Money (Subsidiary of listed entity on BSE / NSE: Digispice Technologies Ltd) is India’s leading rural fin-
tech company with the largest Adhikari Network in India. Spice Money enables its
Adhikaris to provide basic Banking & Financial services along with Travel, Payment
services, Online Shopping, etc. to their customers. Spice Money is a level CMMI 3
assessed company.
Spice Money helps its Adhikaris grow their earnings by providing them with attractive
offers/schemes & commissions every month.
The app is a one-stop solution for all Banking and payment-related services.
The app comes with Zero Subscriber ID cost & Zero Lifetime monthly charges
A simple process of registration with just your mobile number & basic KYC documents
Spice Money Adhikari can offer following services by converting his shop as a Smart
Banking outlet
 Aadhaar Withdrawal: Provide basic banking services like Cash withdrawal,
Balance Inquiry, Mini statement
 Mini ATM: Provide cash withdrawal service to your customer through their debit
card and accept payments for goods and services through credit or debit card
 DMT: Do instant money transfer to any bank account using domestic money
transfer service
 mPOS: Accepts payments for goods and services using customers credit and debit
card
 BBPS(Bharat Bill Payment System) & Recharge: One Stop solution for all bill
payment related requirement & mobile recharge service
 Travel Union: Get best rates and quality service to provide online booking of
Flight, Railway, bus & hotel
 Cash Collection: Become a cash collection point for cash deposit and loan emi for
customer/agents/ bank representative of MFI/NBFC
 Online Shopping: Assisted online platform through which customer can place
online order from big ecom store and it will be delivered directly to their
doorsteps
 Loan: At attractive lower interest rates Spice Money Adhikaris & customers can
avail loan through Spice Money Loan service
 Pan Card: Get a new Pan card made or get an existing one updated for your
customers
Spice Money Adhikari App features for better business
 App Notifications: Stay updated with various attractive offers available to
Merchants.
 Transaction History: Easily track the transaction history of services daily, weekly,
and monthly
 24*7 Availability: Provide hassle-free services to customers 24*7
 User-Friendly Interface: Fast, simple & easy interface
 Secure & Robust: Secure mobile app with multiple layers of authentication
 Available in Vernacular Language: Available in 7 languages - Hindi, English,
Gujarati, Marathi, Kannada, Tamil, Telugu, Malayalam
Spice Money has accesses to key licenses

A regulated entity under RBI, Spice Money hold s all relevant licenses including Prepaid
Instrument(PPI), Bharat Bill Payment(BBPS), GSP license, IRCTC and the corporate
agency license for insurance by IRDA
Spice Money also facilitates loan services to its Adhikaris and
customers in partnership with RBI licensed lenders.

Important Points to consider before applying for a Personal Loan:
* Loan Amount: ₹ 5,000 to ₹ 5 Lakhs
* Repayment Tenure: 9 Months to 42 Months
* Processing Fees: Upto 3% of the Loan Amount + ₹ 500/- + GST
* Annual Percentage Rate (APR): 21% - 30%
* Repayment Frequency: Monthly
Example:
* Loan Amount: ₹ 2,00,000/-
* Tenure: 18 months
* Interest Amount @ 19.75% pa: ₹ 32,716/-
* Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST
* Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/-
* EMI: ₹ 12,929/-
The interest rate and Processing Fee will depend on the tenure and risk profile of the
customer and on the Lender's policy.
Lending Partners:
* IIFL FINANCE LTD (IIFL Finance) - https://www.iifl.com/digital-finance

Download the Spice Money Adhikari App today and start your Smart Banking Outlet
Provide Industry-leading Payment and Banking services to your customers with Spice
Money.
Website: https://www.spicemoney.com
Web Portal: https://b2b.spicemoney.com