Student Loan Calculator US

Student Loan Calculator helps you estimate monthly payments, compare repayment strategies, reduce interest costs, and pay off your student loans faster.

Built for borrowers in the United States, the app includes powerful calculators for federal and private student loans, refinancing, forgiveness planning, and long-term repayment analysis.

FEATURES

Student Loan Payment Calculator
• Calculate monthly payments instantly
• Compare different loan terms and interest rates
• View total interest and total repayment cost

Amortization Schedule
• Full payment schedule
• Principal and interest breakdown
• Remaining balance after every payment

Extra Payment Calculator
• See how additional monthly or lump-sum payments reduce interest
• Estimate how much faster you can become debt free

Multiple Loan Calculator
• Combine and compare several student loans
• Analyze different repayment scenarios

Student Loan Refinance Calculator
• Compare your current loan with refinancing offers
• Estimate monthly savings and lifetime interest reduction

Federal vs Private Loan Comparison
• Understand payment differences
• Compare borrowing costs over time

PSLF Progress Tracker
• Track your progress toward Public Service Loan Forgiveness (PSLF)
• Estimate remaining qualifying payments

Income-Driven Repayment Planning
• Compare repayment scenarios
• Estimate payments based on your financial situation

Loan Comparison
• Compare multiple repayment strategies side by side
• Find the option that best fits your budget

SAVE & EXPORT
• Save your calculations
• Export professional PDF reports
• Access previous calculations anytime

PRIVACY
• Your financial information stays on your device
• No account required
• Offline support

Student Loan Calculator is designed for educational and informational purposes only and does not provide financial, legal, or tax advice. Always verify important decisions with your loan servicer or a qualified financial professional.