Track & Split: UPI Expenses

Track & Split does two jobs that usually need two apps: it keeps a record of
what you spend, and it keeps track of what you and your friends owe each other.

TRACK WHAT YOU SPEND, WITHOUT THE TYPING

Most of your spending already arrives as a bank message. Track & Split reads
those messages on your phone and turns them into entries you can actually use:
amount, merchant, account and category, filled in for you. Cash and anything
your bank missed can still be added by hand in a few taps.

• Automatic entries from bank and card messages
• Accounts and credit cards, with card bill reminders
• Categories and subcategories, with sensible defaults
• Monthly budgets, so you can see how much of the month is left
• Daily, calendar, monthly and yearly views of where the money went
• Charts that let you drill into a category or a single day
• Attach a receipt photo to any entry
• Reminders for AutoPay mandates and upcoming debits
• Export your transactions whenever you want
• Spoken alerts for money in and out, in English or Hindi

SPLIT BILLS WITHOUT THE CHASING

Dinner, rent, the cab, the trip everyone still owes for. Create a group, add
what you paid, and Track & Split works out who owes whom.

• Groups for a trip, a flat, or a regular set of friends
• Split evenly or adjust each person's share
• Running balances, and the shortest way to settle up
• Settle a debt directly with the person involved
• Chat inside the group, right next to the expenses
• Invite people with a link or a share code
• Choose open joining, or approve each request yourself
• Cloud sync keeps every group in step across your devices

YOUR DATA

Messages are read and matched on your phone to create your entries. Your
transaction history lives on your device. Signing in is only needed for shared
groups, and then only the group's own data is synced so the people in it can
see the same balances.

Track & Split does not connect to your bank and never asks for banking
credentials, card numbers, or one-time passwords. It reads what your bank
already sent you, nothing more.

Full privacy policy: https://trackandsplit.web.app/privacy/

FREE AND PRO

Everything above is free, including split groups. The free tier covers two
groups at a time; deleting a group frees the slot again.

Track & Split Pro removes the group limit and is available as a monthly or
annual subscription. The price is shown in the app before you buy, payment is
charged to your Google Play account, and subscriptions renew unless cancelled
at least 24 hours before the period ends. You can manage or cancel anytime in
the app or in Google Play.

Recent changes:
More improved