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Using trade cred as an investment from last 4 years nothing to worry its legitimate app. No defaults and no issues till the date. Only sometimes overdue happens for some deals, but they got matured within 15 days of grace period Or if we liquidate them within 10-15 days they got liquidated. Wallet to Bank account transfer is also very quick it's settled within same day. So overall trade cred is not like P2P lending platforms they are working very hard to give you legitimate invoices.
★★★★★Ram N· May 14, 2024
Recently there are a lot of problems in deal liquidation. It's taking 3 weeks time to get money back. It was 2–3 days previously. There is a totally unprofessional way of liquidation in some deals where if user liquidates a deal before purported tenure then 90% interest gets confiscated but many deals get overstretched for platform comfort there you don't pay 90% extra. So this is a trick to fleece simple users. Stop these unprofessional ways else you'll be replaced by more worthy service provider.
★★★★★Piyush Bansal· Feb 19, 2025
I have been using Trade cred from last 3 Years, best platform for Invoice Discounting
★☆☆☆☆Ratan Gupta· Feb 9, 2026
I think there is a scam going on. They automatically assign your deal to a different vendor without your consent. I don't see any Authorization for investment yet my money was invested to a vendor without my approval.
★☆☆☆☆Kundan Kumar· May 10, 2026
Pls don't invest anything on this platform. I have lost 14 lacs of my hard-earned money in the Bingo deal... They will say, not a single default but these guys are not doing their bloody jobs to safeguard investors money... I suspect the invoices are also fake and their founders may also be caught in one or more default cases I will ensure that this app won't be visible in the future... for looting Investors.
★☆☆☆☆ankit mamgain· Jan 28, 2024
The application is good, deals are awesome but the problem comes when u liquidate the deal. When u really required the hard-earned money u have invested. It's been nearly two weeks, I had put requested to liquidate few amounts but nothing is happening from trade cred side. U better invest in FD's, at least u can get back ur money when u need. Update after 3rd week, I still didn't get my liquidation amount. Tip: Try to stay away from such traps. Don't ever go for AR deals (*BINGO*).
★☆☆☆☆Alolika Ray· Mar 24, 2026
I have been investing in this platform for last 3 years. The deals used to get liquidated on due time. Currently, it is flooded with default deals. I invested in the company Infra. Market. It has been 2 months+ but I am unable to liquidate the overdue deal. As a facilitator, when I tried to contact customer service, my experience was pathetic. No response over message or mail. But when there is money in app wallet, I receive multiple calls from them with deal suggestions. Now they are all deaf.
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